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SMART FORTWO 2018 Car Insurance

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The 2018 Smart Fortwo is an ultra-compact city car built for urban mobility. Easy to park and agile in dense traffic, it appeals to drivers seeking an economical, practical vehicle for short city trips.

SMART FORTWO 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2018 Smart Fortwo fluctuate before rising sharply, moving from $627 in 2022 to $542 in 2023, then climbing to $926 in 2026. This recent increase likely reflects higher repair and parts replacement costs.

To find the best insurance for your SMART FORTWO 2018 vehicle, it is more important than ever to compare the available options.

How much does insurance for your SMART FORTWO 2018 cost in Quebec?

Premiums are higher in Montreal ($1213) and Longueuil ($1143), while Terrebonne ($709) shows a notably lower amount. The gap between these three cities reflects marked geographic variation for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LONGUEUIL $1142.91
MONTRÉAL $1213.17
TERREBONNE $709.06

Frequently asked questions (FAQ)

How much does it cost to insure a 2018 Smart Fortwo?
The average premium for a 2018 Smart Fortwo reached $926 in 2026, after fluctuating between $542 and $857 in previous years according to available data.
Have premiums for the 2018 Smart Fortwo changed much?
Yes. After dropping to $542 in 2023, the premium rose sharply to $926 in 2026, a notable increase over the available period.
Which city offers the lowest insurance cost for a 2018 Smart Fortwo?
Based on the data provided, Terrebonne ($709) offers the lowest average premium, compared to Longueuil ($1143) and Montreal ($1213).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why can a small car like the Fortwo still have a notable premium?
Even though it's compact, the Fortwo can involve specific repair costs due to its unique design, which influences the premium despite its small size.
How can I lower the insurance cost for a 2018 Smart Fortwo?
Comparing several insurer quotes, choosing a higher deductible, and bundling auto and home insurance are practical ways to reduce the premium.

Offers received by our customers on SMART FORTWO 2018 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026