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SMART FORTWO 2011 Car Insurance

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The 2011 Smart Fortwo is a two-seat microcar built for urban driving, offering an easy-to-park compact footprint and low fuel consumption. It appeals to drivers seeking simplicity and maneuverability in the city rather than performance or space.

SMART FORTWO 2011 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, the average premium for the 2011 Smart Fortwo fluctuates, moving from $648 in 2022 to $448 in 2023, then $347 in 2024, rising to $491 in 2025 before dropping to $229 in 2026. These swings likely reflect shifting risk assessments for the model rather than a clear linear trend.

To find the best insurance for your SMART FORTWO 2011 vehicle, it is more important than ever to compare the available options.

How much does insurance for your SMART FORTWO 2011 cost in Quebec?

Based on the data provided, only Terrebonne has a reported average premium for the 2011 Smart Fortwo, at $229. No comparison with other cities is possible with the available data.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
TERREBONNE $228.92

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2011 Smart Fortwo?
The average premium ranged between $229 and $648 depending on the year, with $229 recorded in 2026, making it generally an affordable vehicle to insure.
Does the 2011 Smart Fortwo premium show a clear trend?
No. Between 2022 and 2026, premiums fluctuated without a consistent direction, moving from $648 to $448, then $347, $491, and finally $229, making a long-term trend hard to identify.
How much does auto insurance cost for a 2011 Smart Fortwo in Terrebonne?
In Terrebonne, the reported average premium for this model is $229, one of the lowest amounts seen in the available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why is the Smart Fortwo generally cheaper to insure?
Its small size, low power, and lower replacement cost make it a statistically lower-risk vehicle, which often results in below-average premiums.
How can I further reduce my premium for a Smart Fortwo?
Comparing quotes from several insurers and choosing a higher deductible can help lower the premium even further, given it is already relatively low for this model.

Offers received by our customers on SMART FORTWO 2011 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026