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SMART FORTWO 2016 Car Insurance

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The 2016 Smart Fortwo is an ultra-compact city car built for urban driving, offering easy parking and exceptional maneuverability. Ideal for city commutes, it appeals to drivers seeking simplicity and a small footprint.

SMART FORTWO 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2016 Smart Fortwo fluctuate significantly, moving from $650 to $544, back up to $628, spiking to $1028 in 2025, then dropping to $417 in 2026. This variability suggests a limited data sample rather than a stable trend.

To find the best insurance for your SMART FORTWO 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your SMART FORTWO 2016 cost in Quebec?

Among the cities provided, Quebec City shows the highest premium ($1507), well above Terrebonne ($548) and Longueuil ($533), which remain close to each other.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LONGUEUIL $533.01
QUÉBEC $1507.47
TERREBONNE $548.27

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Smart Fortwo?
The average premium varies considerably depending on the reference year, ranging from $417 in 2026 to a peak of $1028 in 2025, based on available data.
Why does the premium for the 2016 Smart Fortwo vary so much year to year?
The fluctuations, from $544 to $1028 and then $417, likely reflect a limited data sample for this model rather than a clear market trend.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Which city has the highest insurance cost for a 2016 Smart Fortwo?
Based on the data provided, Quebec City shows the highest premium ($1507), compared to Terrebonne ($548) and Longueuil ($533).
Are small cars like the Fortwo always cheaper to insure?
Not necessarily. Although compact, the Fortwo can show variable premiums depending on city and year, as seen in the spread between $417 and $1507.
How can I lower my premium for a 2016 Smart Fortwo?
Comparing quotes from multiple insurers remains the best way to secure a competitive price, especially for a model where premiums vary widely by city.

Offers received by our customers on SMART FORTWO 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026