SUBARU XV CROSSTREK Car Insurance

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The Subaru XV Crosstrek is a compact crossover known for its standard all-wheel drive, generous ground clearance, and approachable off-road capability. It appeals to active drivers seeking a reliable, safe vehicle well suited to Quebec winter conditions.

SUBARU XV CROSSTREK CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the Subaru XV Crosstrek varies significantly, dropping from $3760 in 2021 to $832 in 2022, then gradually stabilizing between $734 and $954 from 2023 to 2025, before settling at $892 in 2026. Following the initial drop, amounts remain relatively steady.

To find the best insurance for your SUBARU XV CROSSTREK vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your SUBARU XV CROSSTREK

How much does insurance for your SUBARU XV CROSSTREK cost in Quebec?

Premiums are highest for the XV Crosstrek in Repentigny ($1649), Gatineau ($1298), and Saint-Jean-sur-Richelieu ($1082), while Saint-Jérôme ($515) and Lévis ($554) show the lowest amounts. Other cities, including Montreal ($985) and Longueuil ($931), fall within a mid-range band.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$810.96
DRUMMONDVILLE	$661.19
GATINEAU	$1298.24
LAVAL	$906.00
LÉVIS	$553.72
LONGUEUIL	$930.86
MONTRÉAL	$984.78
QUÉBEC	$869.01
REPENTIGNY	$1649.34
Saguenay	$791.58
SAINT-JEAN-SUR-RICHELIEU	$1081.82
SAINT-JÉRÔME	$514.87
SHERBROOKE	$950.85
TERREBONNE	$618.12
TROIS-RIVIÈRES	$712.83

Frequently asked questions (FAQ)

How much does insurance cost for a Subaru XV Crosstrek?

The average premium for a Subaru XV Crosstrek stands at $892 in 2026, after fluctuating between $734 and $954 in previous years.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why was the 2021 premium so high?

The average premium of $3760 in 2021 stands out sharply from later years, which range between $734 and $954. This gap may reflect market conditions or specific risk profiles that year.

Which cities offer the cheapest insurance for the XV Crosstrek?

Based on the data provided, Saint-Jérôme ($515) and Lévis ($554) post the lowest average premiums for this model.

Where is the XV Crosstrek most expensive to insure?

Repentigny ($1649) and Gatineau ($1298) show the highest average premiums among the provided cities.

What factors influence the premium for a Subaru XV Crosstrek?

All-wheel drive, its crossover classification, place of residence, and driver profile all influence the premium, which varies considerably from city to city.

MAZDA
CX-30

TOYOTA
COROLLA
CROSS

HONDA
HR-V

KIA
SELTOS

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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