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TESLA CYBERTRUCK Car Insurance

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The Tesla Cybertruck is a futuristic electric pickup with an unpainted stainless-steel body and a bold angular design. Built to blend ruggedness, electric range, and advanced technology, it appeals to drivers seeking a truly distinctive utility vehicle.

TESLA CYBERTRUCK CAR INSURANCE RATES SINCE 2024.

Between 2024 and 2026, Cybertruck premiums fluctuate notably, rising from $4137 in 2024 to a peak of $4589 in 2025, then dropping to $3730 in 2026. These swings reflect evolving claims data for this still-recent vehicle on the market.

To find the best insurance for your TESLA CYBERTRUCK vehicle, it is more important than ever to compare the available options.

How much does insurance for your TESLA CYBERTRUCK cost in Quebec?

Geographic differences are very significant for the Cybertruck: Montreal shows the highest premium ($8549), followed by Trois-Rivières ($5415) and Quebec City ($3177), while Lévis has the lowest amount ($2252).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $6068.47
LÉVIS $2252
MONTRÉAL $5063.61
QUÉBEC $3176.82
TROIS-RIVIÈRES $5415.12

TESLA CYBERTRUCK average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
TESLA CYBERTRUCK 2025 $4539.35
TESLA CYBERTRUCK 2024 $4130.31

Frequently asked questions (FAQ)

How much does auto insurance cost for a Tesla Cybertruck?
The average premium varies by year, ranging from $4137 in 2024 to $4589 in 2025, then $3730 in 2026. These amounts reflect the high cost of parts and the Cybertruck's specialized body.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a Cybertruck?
Based on the data provided, Lévis has the lowest premium ($2252), compared to Montreal at $8549 — a considerable gap.
Why did the Cybertruck premium decrease in 2026?
The drop to $3730 in 2026 may reflect adjusted claims data as insurers gain more experience with this still-recent model.
Why does the Cybertruck cost so much to insure in Montreal?
Urban density, higher theft risk, and specialized parts replacement costs explain the $8549 premium observed in Montreal, well above other cities.
What factors influence a Cybertruck's insurance premium?
The stainless-steel body, specialized repair costs, vehicle power, and its newness on the market are key factors influencing premiums.
How can I reduce the insurance cost of a Cybertruck?
Comparing quotes from several insurers and checking for electric-vehicle discounts can help lower the premium for this type of vehicle.

Offers received by our customers on TESLA CYBERTRUCK cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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