TESLA MODEL Y Car Insurance

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The Tesla Model Y is a compact electric SUV combining cutting-edge technology, generous range, and brisk acceleration. Popular among environmentally conscious drivers, it stands out with its intuitive central screen and continuous software updates.

TESLA MODEL Y CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, the average premium for the Tesla Model Y generally rises, moving from $1903 to $2966, despite a slight dip in 2023 ($2446) and a recent pullback from the 2025 peak of $3087. The overall trend across the period remains upward.

To find the best insurance for your TESLA MODEL Y vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your TESLA MODEL Y

How much does insurance for your TESLA MODEL Y cost in Quebec?

Premiums are highest in Brossard ($5226), Montreal ($4355), and Saguenay ($3905), while Saint-Jean-sur-Richelieu ($2405), Repentigny ($2522), and Lévis ($2626) show the lowest amounts. The gap between the most and least expensive cities is substantial.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$5226.05
DRUMMONDVILLE	$2765.97
GATINEAU	$2972.41
LAVAL	$3384.62
LÉVIS	$2626.48
LONGUEUIL	$2743.78
MONTRÉAL	$4354.62
QUÉBEC	$2896.39
REPENTIGNY	$2521.79
Saguenay	$3904.62
SAINT-JEAN-SUR-RICHELIEU	$2405.28
SAINT-JÉRÔME	$3044.86
SHERBROOKE	$3210.72
TERREBONNE	$3179.20
TROIS-RIVIÈRES	$3044.51

Frequently asked questions (FAQ)

How much does insurance cost for a Tesla Model Y?

In 2026, the average premium for a Tesla Model Y stands at $2966, after peaking at $3087 in 2025. This amount varies significantly depending on the city of residence.

Have Model Y premiums increased a lot since 2021?

Yes. The average premium rose from $1903 in 2021 to $2966 in 2026, despite a slight dip in 2023 and a small pullback in 2026 from the 2025 peak of $3087.

Which city has the highest cost to insure a Model Y?

Based on the data provided, Brossard shows the highest average premium at $5226, followed by Montreal ($4355) and Saguenay ($3905).

Where is the Model Y cheapest to insure?

Saint-Jean-sur-Richelieu ($2405), Repentigny ($2522), and Lévis ($2626) offer the lowest average premiums among the analyzed cities.

Why does a Tesla Model Y cost more to insure than an ordinary car?

Its high replacement value, specialized parts costs, and advanced onboard technology contribute to premiums generally higher than comparable gasoline vehicles.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.

FORD
MUSTANG
MACH-E

HYUNDAI
IONIQ
5

CHEVROLET
BOLT
EUV

VOLKSWAGEN
ID.4

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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