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TESLA MODEL X Car Insurance

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The Tesla Model X is a premium electric SUV known for its falcon-wing doors, blistering acceleration, and generous range. Positioned in the electric luxury segment, it appeals to tech-savvy drivers seeking performance and innovation.

TESLA MODEL X CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Tesla Model X fluctuate significantly: after a sharp drop to $1463 in 2022, they climb steadily to $4754 in 2026. This progression reflects rising electric parts costs and specialized repair expenses.

To find the best insurance for your TESLA MODEL X vehicle, it is more important than ever to compare the available options.

How much does insurance for your TESLA MODEL X cost in Quebec?

Premiums are highest in Montreal ($5027) and Quebec City ($3794), while Lévis ($1428) and Sherbrooke ($2325) show the lowest amounts. The gap between the most expensive and most affordable cities is considerable for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $3373.55
LAVAL $2660.16
LÉVIS $1427.95
MONTRÉAL $5027.23
QUÉBEC $3794.29
SHERBROOKE $2324.97
TERREBONNE $3301.67

Frequently asked questions (FAQ)

How much does insurance cost for a Tesla Model X?
The average premium for a Tesla Model X reached $4754 in 2026, up sharply from previous years due to high parts costs and specialized repair expenses.
Why has the Model X premium fluctuated so much since 2021?
The premium dropped from $2961 in 2021 to just $1463 in 2022, then climbed steadily to $4754 in 2026, reflecting changes in electric parts costs and demand for the model.
Which city offers the lowest insurance cost for a Model X?
Based on the data provided, Lévis ($1428) and Sherbrooke ($2325) post the lowest average premiums for this vehicle.
Why does Montreal show the highest premium for this model?
At $5027, Montreal records the highest premium, likely due to traffic density and higher claim frequency in dense urban areas.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why are electric vehicles like the Model X more expensive to insure?
Specialized repair costs, limited parts availability, and the vehicle's high value all contribute to premiums that exceed those of a comparable gas-powered vehicle.
How can I reduce my premium for a Tesla Model X?
Comparing quotes from several insurers specializing in electric vehicles can reveal meaningful differences for the same driver profile.

Offers received by our customers on TESLA MODEL X cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026