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TESLA MODEL S Car Insurance

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The Tesla Model S is a premium electric sedan known for blistering acceleration, impressive range, and advanced driving technology. It appeals to drivers seeking innovation, performance, and a reduced carbon footprint.

TESLA MODEL S CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Tesla Model S rise sharply, moving from $1778 to $2880. This steady increase reflects the high cost of specialized parts and the vehicle's rising replacement value.

To find the best insurance for your TESLA MODEL S vehicle, it is more important than ever to compare the available options.

How much does insurance for your TESLA MODEL S cost in Quebec?

The highest Model S premiums are seen in Gatineau ($6451), Brossard ($4152), and Montreal ($3575), while Sherbrooke ($1343), Quebec City ($2152), and Repentigny ($2415) post the lowest amounts. The gap between cities is particularly wide for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $3843.82
GATINEAU $4242.82
LAVAL $3034.94
LÉVIS $2749.85
MONTRÉAL $3575.48
QUÉBEC $2152.27
REPENTIGNY $2414.95
SHERBROOKE $1421.92
TERREBONNE $2994.56

TESLA MODEL S average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
TESLA MODEL S 2026 $3663.60
TESLA MODEL S 2024 $3302.21
TESLA MODEL S 2023 $3408.25
TESLA MODEL S 2022 $3251.00
TESLA MODEL S 2021 $2771.91
TESLA MODEL S 2020 $2379.72
TESLA MODEL S 2019 $1937.01
TESLA MODEL S 2018 $3007.60
TESLA MODEL S 2017 $2409.58
TESLA MODEL S 2016 $2008.17
TESLA MODEL S 2015 $1835.81
TESLA MODEL S 2014 $1748.34
TESLA MODEL S 2013 $1739.54
TESLA MODEL S 2012 $1323.23

Frequently asked questions (FAQ)

How much does insurance cost for a Tesla Model S?
The average premium for a Tesla Model S is $2880 in 2026, having risen steadily from $1778 in 2021.
Why has the Model S premium increased so much since 2021?
Between 2021 and 2026, the average premium rose from $1778 to $2880 — an increase of over 60% — driven by the high cost of specialized parts and the vehicle's replacement value.
Which city has the highest insurance cost for the Model S?
Based on the data provided, Gatineau has the highest average premium at $6451, followed by Brossard ($4152) and Montreal ($3575).
Which city offers the cheapest insurance for the Model S?
Sherbrooke offers the lowest average premium for the Model S at $1343, followed by Quebec City ($2152).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why does a Tesla cost more to insure than an equivalent gas-powered car?
Specialized electric components, advanced onboard technology, and battery repair costs contribute to generally higher premiums for Tesla vehicles.
How can I lower the insurance cost of a Tesla Model S?
Comparing quotes from several insurers and checking for electric-vehicle discounts can help reduce the premium despite the significant variation seen between cities.

Offers received by our customers on TESLA MODEL S cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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