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TESLA MODEL S 2022 Car Insurance

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The 2022 Tesla Model S is a premium electric sedan known for blistering acceleration, extended range, and cutting-edge technology. It appeals to drivers seeking a premium experience without compromising on performance.

TESLA MODEL S 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2022 Tesla Model S fluctuate significantly: after dropping to $1982 in 2023, they climb to $3026 in 2024 and $4036 in 2025, before easing to $3338 in 2026. This volatility reflects the high repair costs typical of premium electric vehicles.

To find the best insurance for your TESLA MODEL S 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TESLA MODEL S 2022 cost in Quebec?

Premiums for the 2022 Model S are highest in Montreal ($5308) and Brossard ($5097), followed by Terrebonne ($4212). Quebec City ($3099) and especially Repentigny ($1922) show notably lower amounts, revealing a wide gap among the provided cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $5117.88
MONTRÉAL $5308.48
QUÉBEC $3098.87
REPENTIGNY $1921.78
TERREBONNE $4212.41

Frequently asked questions (FAQ)

How much does it cost to insure a 2022 Tesla Model S?
The average premium for a 2022 Tesla Model S varies significantly by year, ranging from $1982 in 2023 to $4036 in 2025, with a recent value of $3338 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is required to drive a road vehicle on public roads.
Why does the Model S premium vary so much year to year?
Specialized parts costs, limited certified repair shop availability, and the evolving EV market explain the sharp swings, such as the jump from $1982 in 2023 to $4036 in 2025.
Which city offers the lowest insurance cost for a 2022 Model S?
Based on the data provided, Repentigny has the lowest premium at $1922, well below Montreal ($5308) and Brossard ($5097).
Why are premiums so high in Montreal and Brossard?
Traffic density, claim frequency, and higher replacement costs in these urban areas contribute to premiums reaching $5308 in Montreal and $5097 in Brossard.
Do electric vehicles cost more to insure than gas models?
Generally yes, due to high battery and specialized parts costs, which can explain premiums reaching $4036 for the Model S in 2025.
How can I lower my insurance premium for a Tesla Model S?
Comparing quotes from several insurers and checking coverage options tailored to electric vehicles remain the best ways to find a more favorable premium.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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