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TESLA CYBERTRUCK Car Insurance

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The Tesla Cybertruck is a futuristic electric pickup known for its stainless-steel body, strong range, and outsized performance. It appeals to early adopters and tech enthusiasts wanting a utility vehicle that stands apart from traditional trucks.

TESLA CYBERTRUCK CAR INSURANCE RATES SINCE 2024.

Over the available 2024 to 2026 period, Cybertruck premiums fluctuate noticeably: rising from $4137 in 2024 to $4589 in 2025, then dropping to $4013 in 2026. This movement reflects the uncertainty surrounding a still-recent model on the market.

To find the best insurance for your TESLA CYBERTRUCK vehicle, it is more important than ever to compare the available options.

How much does insurance for your TESLA CYBERTRUCK cost in Quebec?

Cybertruck premiums vary enormously by city: Montreal shows the highest premium ($8549), followed by Trois-Rivières ($5415), while Lévis ($2252) and Brossard ($2861) offer the lowest amounts. Quebec City sits at a mid-range level ($3177).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2860.6
LÉVIS $2252
MONTRÉAL $8548.60
QUÉBEC $3176.82
TROIS-RIVIÈRES $5415.12

Frequently asked questions (FAQ)

How much does auto insurance cost for a Tesla Cybertruck?
The average premium varies considerably by year and city, ranging from $4137 in 2024 to $4589 in 2025, then $4013 in 2026. These amounts remain well above the average for a conventional pickup.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the Cybertruck's premium fluctuate so much year to year?
Since it's still a recent model, insurers have limited claims data, which explains the differences between $4137, $4589, and $4013 seen between 2024 and 2026.
Why is the Cybertruck so expensive to insure in Montreal?
In Montreal, the average premium reaches $8549, far above the $2252 seen in Lévis. Urban density, higher theft risk, and the vehicle's high replacement cost explain this large gap.
Which city offers the most affordable Cybertruck premium?
Based on the data provided, Lévis has the lowest premium at $2252, followed by Brossard at $2861 — much lower than the $8549 seen in Montreal.
What factors influence Cybertruck insurance costs?
The vehicle's high value, repair costs tied to its unique body, its power, and the lack of claims history are the main factors driving premiums up.
How can I lower my Cybertruck insurance cost?
Comparing quotes from several insurers, choosing a higher deductible, and checking for discounts tied to safe driving or anti-theft systems can help lower the premium.

Offers received by our customers on TESLA CYBERTRUCK cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026