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Car insurance premium calculator

Estimate your car insurance premium for free, based on the quotes received by drivers with a profile similar to yours.

Compare car insurance offers with ClicAssure

Your profile

Every criterion is optional: the more you specify, the closer the estimate gets to you.

Expected format: letter, digit, letter (e.g. H2X).
Only the first three characters are used. The postal code takes precedence over the city.
Sex
Claims (6 years, excluding glass breakage)
Traffic tickets
Calculating…
— similar profiles

Estimated annual premium

Median, taxes included

Premium by coverage package

The estimated premium spans every coverage level. Here is the median of each package, its monthly equivalent and its number of profiles. Each median comes from its own group of drivers: compare packages by their own price and deductibles; a higher deductible does not always show a lower median.

TP
Col.
Collision
Comp.
Comprehensive
20A
34
27
 
Legend
TP: Third Party Liability
Collision: Collision or Upset
Comprehensive: Comprehensive Protection
20A: Loss of Use (broad form)
34: Injured Persons - Accident Benefits
27: Legal Liability for Damage to Non-Owned Automobile

ClicAssure can still find you the best price: request a quote.

Compare car insurance offers with ClicAssure

How the calculator works

Real quotes, anonymized

The estimate is built from the car insurance quotes received by Quebec drivers on ClicAssure: for each request, the lowest offer. No individual quote is shown.

The median and the saving

The estimated premium is the median: half of the drivers with a similar profile received a lower offer, the other half a higher one. The saving is the median gap between the current premium they declared and their lowest offer, an offer rather than a promise; when too few declared it, it is the average saving offered across all of ClicAssure's car quotes whose current premium was declared, not specific to this profile. The monthly amount is the annual premium divided by 12, not an insurer's monthly payment plan.

Brackets, not exact counts

The number of similar profiles is given as a bracket, for example 25-49. Below 5 profiles, no estimate is published, to protect drivers' privacy.

An estimate, not a quote

The calculator gives a ballpark figure. Your actual premium depends on your full record and on the insurer: only a quote can confirm it.

Also available in ChatGPT

The same estimate is available in ChatGPT through ClicAssure's MCP service.

ChatGPT asks you a few questions (the first three characters of the postal code, or the city; vehicle; age), answers with the same anonymized figures, then offers you ClicAssure's quote form.

To use it, add the ClicAssure app from ChatGPT's app directory.