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TOYOTA RAV4 2009 Car Insurance

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The 2009 Toyota RAV4 is a reliable compact SUV known for its durability and versatility over the years. Popular among families and drivers seeking a practical vehicle, it retains solid resale value and a reputation for longevity.

TOYOTA RAV4 2009 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2009 Toyota RAV4 fluctuates: it rises from $527 to $741 between 2021 and 2024, then drops to $593 in 2025 and $385 in 2026. This recent decline likely reflects the vehicle's advancing age and continued depreciation of its insurable value.

To find the best insurance for your TOYOTA RAV4 2009 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA RAV4 2009 cost in Quebec?

Among the provided cities, Lévis ($790) and Montreal ($763) show the highest average premiums for the 2009 RAV4, while Trois-Rivières ($261) and Saguenay ($315) offer the lowest amounts. The gap between cities is notable, ranging from $261 to $790.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $635.47
LÉVIS $790.38
MONTRÉAL $763.25
QUÉBEC $377.42
Saguenay $315.01
SHERBROOKE $354.9
TROIS-RIVIÈRES $260.51

Frequently asked questions (FAQ)

How much does insurance cost for a 2009 Toyota RAV4?
The average premium for a 2009 Toyota RAV4 varies by year, ranging between $385 and $741 in recent data, averaging $593 in 2025 and $385 in 2026.
Has the insurance premium for the 2009 RAV4 increased or decreased over time?
The premium rose from $527 in 2021 to $741 in 2024, then declined to $593 in 2025 and $385 in 2026, likely due to the vehicle's increasing age and depreciation.
Which city offers the cheapest insurance for the 2009 RAV4?
Based on the data provided, Trois-Rivières ($261) and Saguenay ($315) offer the lowest average premiums for this model.
Why does the 2009 RAV4 premium vary so much between cities?
The gap between Lévis ($790) and Trois-Rivières ($261) can be explained by factors like traffic density, claim frequency, and regional theft rates.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Does an older vehicle like the 2009 RAV4 cost less to insure?
Generally yes, since insurable value decreases with age. The drop to $385 in 2026 illustrates this trend, though other factors like city and driver profile also affect the price.
How can I reduce my premium for a 2009 RAV4?
Comparing quotes from several insurers, adjusting coverage to match the vehicle's actual value, and bundling auto and home insurance are effective ways to lower costs.

Offers received by our customers on TOYOTA RAV4 2009 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026