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TOYOTA RAV4 2016 Car Insurance

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The 2016 Toyota RAV4 is a versatile compact SUV known for its reliability, spacious cabin, and reasonable fuel consumption. Ideal for families and daily commuting, it combines practicality, durability, and low long-term maintenance costs.

TOYOTA RAV4 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 Toyota RAV4 fluctuate slightly, moving from $1100 to $974, with a low of $978 in 2023. Overall, the trend remains relatively stable, without a marked increase over the observed period.

To find the best insurance for your TOYOTA RAV4 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA RAV4 2016 cost in Quebec?

Premiums vary significantly by city: Brossard shows a notably higher amount ($4318), followed by Sherbrooke ($1567) and Montreal ($1370), while Repentigny ($559) and Lévis ($882) post the lowest premiums for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $4318.42
DRUMMONDVILLE $973.49
GATINEAU $898.60
LAVAL $1077.86
LÉVIS $882.48
LONGUEUIL $1253.25
MONTRÉAL $1369.89
QUÉBEC $1035.79
REPENTIGNY $559.17
Saguenay $1132.37
SAINT-JÉRÔME $965.35
SHERBROOKE $1206.78
TERREBONNE $1047.14
TROIS-RIVIÈRES $743.05

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Toyota RAV4?
The average premium for a 2016 Toyota RAV4 was $1063 in 2025 and $974 in 2026, with variations depending on city and driver profile.
Has the RAV4 2016 premium changed much since 2021?
No, it has remained relatively stable, ranging between $978 and $1100 from 2021 to 2026, without a clear upward or downward trend.
Why is the premium in Brossard so much higher than other cities?
At $4318, the Brossard premium significantly exceeds other cities provided, such as Repentigny ($559) or Lévis ($882), which may reflect local claims patterns or specific data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2016 RAV4?
Vehicle age, claims history, city of residence, and driver profile all influence the premium, which ranges from $559 to over $4300 depending on the cities provided.
Which city offers the lowest premium for a 2016 RAV4?
Based on the data, Repentigny ($559) and Lévis ($882) post the lowest average premiums for this model.
How can I lower my 2016 RAV4 insurance premium?
Comparing quotes from several insurers, maintaining a clean driving record, and bundling insurance policies are effective ways to reduce the premium for this vehicle.

Offers received by our customers on TOYOTA RAV4 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026