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TOYOTA RAV4 2008 Car Insurance

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The 2008 Toyota RAV4 is a reliable compact SUV known for its durability and slow depreciation. Popular as an affordable family vehicle, it appeals to buyers seeking versatility, fuel economy, and lower maintenance costs.

TOYOTA RAV4 2008 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2008 Toyota RAV4 fluctuate, dropping from $1087 in 2021 to a low of $454 in 2023, rising back to $609 in 2025, then falling again to $462 in 2026. This pattern mainly reflects the vehicle's ongoing depreciation rather than a steady upward trend.

To find the best insurance for your TOYOTA RAV4 2008 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA RAV4 2008 cost in Quebec?

Premiums vary significantly by city for the 2008 RAV4: Saint-Jérôme shows the highest premium ($1646), followed by Montreal ($778), while Sherbrooke ($163) and Gatineau ($316) post the lowest amounts. This wide gap illustrates strong geographic disparity for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1053.59
GATINEAU $316.1
LAVAL $549
LONGUEUIL $376.05
MONTRÉAL $778.26
QUÉBEC $519.93
SAINT-JÉRÔME $1646
SHERBROOKE $162.96

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2008 Toyota RAV4?
The average premium for a 2008 Toyota RAV4 reached $462 in 2026, after fluctuating between $454 and $1087 in prior years based on available data.
Has the 2008 RAV4 premium changed much over the years?
Yes. It dropped from $1087 in 2021 to $454 in 2023, rose back to $609 in 2025, then fell again to $462 in 2026, showing an irregular pattern rather than a steady trend.
Which city offers the lowest insurance cost for a 2008 RAV4?
Based on the data provided, Sherbrooke ($163) and Gatineau ($316) post the lowest average premiums for this model.
Why does Saint-Jérôme show a much higher premium?
At $1646, Saint-Jérôme stands out well above the other cities provided, which may reflect local factors such as claim frequency or driver profiles in that area.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Does an older vehicle like the 2008 RAV4 cost less to insure?
Generally yes, due to depreciation, but the premium also depends on the city, driver profile, and chosen coverage, as shown by the range between $163 and $1646.
How can I lower the insurance premium for a 2008 RAV4?
Comparing quotes from several insurers and adjusting optional coverage to match the vehicle's reduced value are effective ways to lower the premium cost.

Offers received by our customers on TOYOTA RAV4 2008 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026