TOYOTA RAV4 2022 Car Insurance

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The 2022 Toyota RAV4 is a versatile compact SUV known for reliability, fuel efficiency, and generous interior space. Popular with families and urban drivers alike, it combines practicality, safety, and low maintenance costs in an accessible package.

TOYOTA RAV4 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2025, premiums for the 2022 RAV4 rise sharply, from $1087 to $1736. In 2026, the premium drops back to $1565, suggesting a possible stabilization after several years of steady increases.

To find the best insurance for your TOYOTA RAV4 2022 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your TOYOTA RAV4 2022

How much does insurance for your TOYOTA RAV4 2022 cost in Quebec?

Premiums are highest in Brossard ($2764), Montreal ($2179), and Longueuil ($1960), while Saint-Jean-sur-Richelieu ($1024) and Lévis ($1087) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$2763.84
DRUMMONDVILLE	$1048.40
GATINEAU	$1492.83
LAVAL	$1756.87
LÉVIS	$1051.33
LONGUEUIL	$1925.04
MONTRÉAL	$2133.29
QUÉBEC	$1773.84
REPENTIGNY	$1181.65
Saguenay	$1867.22
SAINT-JEAN-SUR-RICHELIEU	$1023.64
SHERBROOKE	$1434.53
TERREBONNE	$1356.45
TROIS-RIVIÈRES	$1366.91

Frequently asked questions (FAQ)

How much does it cost to insure a 2022 Toyota RAV4?

The average premium for a 2022 Toyota RAV4 moved from $1087 in 2021 to $1736 in 2025, then dropped to $1565 in 2026, based on the available data.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why did the RAV4 premium rise so much between 2021 and 2025?

Higher repair costs, replacement values, and the RAV4's sustained popularity pushed the premium from $1087 to $1736 over this period.

Which city has the highest insurance cost for the 2022 RAV4?

Based on the data provided, Brossard shows the highest premium at $2764, followed by Montreal ($2179) and Longueuil ($1960).

Where is the 2022 RAV4 cheapest to insure?

Saint-Jean-sur-Richelieu ($1024) and Lévis ($1087) show the lowest average premiums among the cities provided.

Will the RAV4 premium continue to drop after 2026?

Current data shows a decline in 2026, but it's too early to confirm a lasting trend; more data will be needed to verify this.

How can I reduce my RAV4 insurance premium?

Comparing quotes from multiple insurers, especially given the gap between cities like Brossard and Lévis, remains the most effective way to lower your premium.