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TOYOTA RAV4 2018 Car Insurance

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The 2018 Toyota RAV4 is a versatile compact SUV known for its reliability and strong resale value. Ideal for urban families and outdoor enthusiasts, it combines generous interior space, reassuring road manners, and manageable maintenance costs.

TOYOTA RAV4 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2018 RAV4 fluctuate without a clear linear trend, moving from $1211 to a peak of $1279 in 2024, then declining to $1013 in 2026. This recent drop may reflect the vehicle's depreciation with age.

To find the best insurance for your TOYOTA RAV4 2018 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA RAV4 2018 cost in Quebec?

Premiums are highest in Montreal ($1591), Trois-Rivières ($1531), and Gatineau ($1343), while Brossard ($568) and Lévis ($898) show the lowest amounts. The gap between the most and least expensive cities exceeds $1000.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $568.21
DRUMMONDVILLE $968.56
GATINEAU $1286.82
LAVAL $1287.81
LÉVIS $897.86
LONGUEUIL $1027.78
MONTRÉAL $1536.44
QUÉBEC $1095.16
REPENTIGNY $1033.42
Saguenay $986.71
SAINT-JEAN-SUR-RICHELIEU $854.56
SAINT-JÉRÔME $1299.84
SHERBROOKE $822.52
TERREBONNE $878.13
TROIS-RIVIÈRES $1531.02

Frequently asked questions (FAQ)

How much does insurance cost for a 2018 Toyota RAV4?
The average premium for a 2018 Toyota RAV4 varies by reference year, ranging from $1211 in 2021 to $1013 in 2026, with a peak of $1279 in 2024.
Has the premium for the 2018 RAV4 increased or decreased over the years?
It has fluctuated without a clear linear trend: after rising to $1279 in 2024, it dropped to $1013 in 2026, likely due to the vehicle's depreciation.
Which city offers the lowest insurance cost for the 2018 RAV4?
Based on the data provided, Brossard ($568) and Lévis ($898) post the lowest average premiums for this model.
Why is the premium so much higher in Montreal compared to Brossard?
Montreal shows an average premium of $1591, well above the $568 seen in Brossard, due to urban density, traffic, and higher claim frequency.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2018 RAV4?
The vehicle's age, replacement value, the model's claims history, and the driver's city of residence are the main factors influencing the premium.
How can I reduce the insurance cost for my 2018 RAV4?
Comparing quotes from several insurers, bundling auto with home insurance, and checking eligibility for discounts can help lower the premium for this vehicle.

Offers received by our customers on TOYOTA RAV4 2018 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026