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TOYOTA RAV4 2021 Car Insurance

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The 2021 Toyota RAV4 is a versatile compact SUV known for its reliability, generous interior space, and efficient fuel consumption. It appeals to families and urban drivers seeking a practical, durable vehicle for everyday use.

TOYOTA RAV4 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2021 RAV4 fluctuate significantly: they drop from $3138 in 2021 to $1120 in 2022, then gradually rise and stabilize between $1500 and $1585 from 2023 to 2026. After an initial peak, the market appears to have settled into more stable amounts.

To find the best insurance for your TOYOTA RAV4 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA RAV4 2021 cost in Quebec?

Premiums for the 2021 RAV4 are highest in Montreal ($2406) and Gatineau ($1908), while Saint-Jérôme ($1084) and Drummondville ($1178) show the lowest amounts. Other cities fall within a mid-range band, between $1278 and $1692.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $855.43
DRUMMONDVILLE $1218.64
GATINEAU $1859.16
LAVAL $1592.09
LÉVIS $1322.11
LONGUEUIL $1489.65
MONTRÉAL $2423.60
QUÉBEC $1552.16
REPENTIGNY $1229.98
Saguenay $1678.06
SAINT-JEAN-SUR-RICHELIEU $1533.74
SAINT-JÉRÔME $1083.96
SHERBROOKE $1305.19
TERREBONNE $1428.62
TROIS-RIVIÈRES $1401.32

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Toyota RAV4?
The average premium for the 2021 RAV4 varies by year, ranging from $1120 in 2022 to a peak of $3138 in 2021, then stabilizing around $1500 to $1585 between 2023 and 2026.
Why did the 2021 RAV4 premium fluctuate so much?
The sharp gap between 2021 ($3138) and 2022 ($1120) may reflect one-time market adjustments or calculation changes, before settling around $1500 to $1585 in subsequent years.
Which city offers the lowest insurance cost for a 2021 RAV4?
Based on the data provided, Saint-Jérôme ($1084) and Drummondville ($1178) post the lowest average premiums for this model.
Why is Montreal's premium higher for the 2021 RAV4?
At $2406, Montreal stands out compared to other cities provided, likely due to traffic density and higher claim frequency in urban areas.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium of a 2021 RAV4?
Driver profile, city of residence, claims history, and vehicle replacement value are key factors driving premiums between $1120 and $2406 according to the data.
How can I get the best premium for a 2021 RAV4?
Comparing quotes from several partner insurers remains the most effective way to find a favorable premium, especially given the differences observed between cities.

Offers received by our customers on TOYOTA RAV4 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026