TOYOTA RAV4 2020 Car Insurance

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The 2020 Toyota RAV4 is a versatile compact SUV known for its reliability, roomy cabin, and reasonable fuel consumption. Popular with families and commuters alike, it blends practicality, safety, and strong resale value in the North American market.

TOYOTA RAV4 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2025, premiums for the 2020 RAV4 generally rise from $1101 to $1468, before easing slightly to $1379 in 2026. This overall increase reflects higher repair costs, followed by a partial stabilization.

To find the best insurance for your TOYOTA RAV4 2020 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your TOYOTA RAV4 2020

How much does insurance for your TOYOTA RAV4 2020 cost in Quebec?

Premiums are highest in Montreal ($2559), Laval ($2218), and Sherbrooke ($2130), while Saint-Jean-sur-Richelieu ($849) and Drummondville ($857) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1097.60
DRUMMONDVILLE	$857.07
GATINEAU	$1344.90
LAVAL	$2218.18
LÉVIS	$1139.59
LONGUEUIL	$1367.59
MONTRÉAL	$2558.84
QUÉBEC	$1292.77
REPENTIGNY	$1487.13
Saguenay	$992.93
SAINT-JEAN-SUR-RICHELIEU	$849.31
SAINT-JÉRÔME	$1191.37
SHERBROOKE	$2129.75
TERREBONNE	$1752.84
TROIS-RIVIÈRES	$1212.76

Frequently asked questions (FAQ)

How much does insurance cost for a 2020 Toyota RAV4?

The average premium for a 2020 Toyota RAV4 reached $1468 in 2025, after ranging between $1093 and $1379 across the available years.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Has the RAV4 2020 premium increased a lot since 2021?

Yes, it rose from $1101 in 2021 to $1468 in 2025, before easing to $1379 in 2026, showing an upward trend followed by a slight decline.

Which city offers the lowest insurance cost for a 2020 RAV4?

Based on the data provided, Saint-Jean-sur-Richelieu ($849) and Drummondville ($857) post the lowest average premiums for this model.

Why does Montreal show a much higher premium for the 2020 RAV4?

At $2559 on average, Montreal stands well above other cities, largely due to traffic density and higher claim frequency in urban areas.

What factors influence a 2020 RAV4's premium?

Driver profile, location, claims history, and the SUV's parts costs all directly affect the premium, which varies significantly between cities.

HONDA
CR-V

MAZDA
CX-5

NISSAN
ROGUE

HYUNDAI
TUCSON

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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