TOYOTA RAV4 2021 Car Insurance

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The 2021 Toyota RAV4 is a versatile compact SUV known for its reliability, fuel efficiency, and spacious cabin. A Canadian best-seller, it appeals to families and urban drivers seeking a practical, dependable vehicle for everyday use.

TOYOTA RAV4 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, the average premium for the 2021 RAV4 drops sharply from $2651 to $1120 by 2022, then gradually stabilizes between $1500 and $1585 through 2026. After an initial marked decline, costs remain within a relatively stable range.

To find the best insurance for your TOYOTA RAV4 2021 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your TOYOTA RAV4 2021

How much does insurance for your TOYOTA RAV4 2021 cost in Quebec?

Premiums are highest for the 2021 RAV4 in Montreal ($2409) and Gatineau ($1859), while Brossard ($855) and Saint-Jérôme ($1084) show the lowest amounts. The gap between the most and least expensive cities exceeds $1500.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$855.43
DRUMMONDVILLE	$1218.64
GATINEAU	$1859.16
LAVAL	$1586.09
LÉVIS	$1322.11
LONGUEUIL	$1489.65
MONTRÉAL	$2408.54
QUÉBEC	$1552.16
REPENTIGNY	$1229.98
Saguenay	$1678.06
SAINT-JEAN-SUR-RICHELIEU	$1533.74
SAINT-JÉRÔME	$1083.96
SHERBROOKE	$1305.19
TERREBONNE	$1428.62
TROIS-RIVIÈRES	$1401.32

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Toyota RAV4?

The average premium for a 2021 Toyota RAV4 varies by reference year, ranging from $1120 to $2651 based on available data, with a recent average around $1496 in 2026.

Why did the RAV4 2021 premium drop so much after 2021?

The premium fell from $2651 in 2021 to $1120 in 2022, a marked decrease that likely reflects a data adjustment or a revision of risk profiles associated with the model.

Which city offers the lowest insurance cost for a 2021 RAV4?

Based on the data provided, Brossard ($855) and Saint-Jérôme ($1084) post the lowest average premiums for this vehicle.

Is Montreal more expensive than other cities for insuring a 2021 RAV4?

Yes. Montreal shows the highest premium at $2409, compared to $855 in Brossard — a gap of nearly $1554 between the two cities.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.

What factors influence the premium for a 2021 RAV4?

Location, driver age, claims history, and vehicle replacement value are key factors that explain the differences observed between $855 and $2409 depending on the city.

How can I reduce my premium for a 2021 Toyota RAV4?

Comparing quotes from several insurers and considering your city of residence can make a significant difference, since premiums range from $855 to over $2400 depending on the data.