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TOYOTA RAV4 2022 Car Insurance

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The 2022 Toyota RAV4 is a versatile compact SUV known for its reliability, spacious interior, and strong resale value. Ideal for families and daily commuting, it combines efficiency, safety, and durability in a practical package.

TOYOTA RAV4 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2025, premiums for the 2022 RAV4 rise notably, moving from $1087 to $1736, before dipping to $1524 in 2026. This overall increase reflects higher repair costs and strong demand for this SUV.

To find the best insurance for your TOYOTA RAV4 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA RAV4 2022 cost in Quebec?

Premiums are highest in Brossard ($2764), Montreal ($2133), and Longueuil ($1925), while Saint-Jean-sur-Richelieu ($1024), Drummondville ($1048), and Lévis ($1051) show the lowest amounts. The gap between the most and least expensive cities is significant.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2763.84
DRUMMONDVILLE $1052.70
GATINEAU $1436.59
LAVAL $1561.34
LÉVIS $1051.33
LONGUEUIL $1695.06
MONTRÉAL $2187.49
QUÉBEC $1838.21
REPENTIGNY $1181.65
Saguenay $1977.12
SAINT-JEAN-SUR-RICHELIEU $1023.64
SHERBROOKE $1577.98
TERREBONNE $1356.45
TROIS-RIVIÈRES $1343.46

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Toyota RAV4?
The average premium for a 2022 Toyota RAV4 reached $1736 in 2025, following continuous growth from $1087 in 2021.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the RAV4 premium rise so much and then drop?
Between 2021 and 2025, the premium rose from $1087 to $1736, reflecting higher repair costs, before dropping to $1524 in 2026, possibly due to insurance market adjustments.
Which city has the highest insurance cost for a 2022 RAV4?
Based on the data provided, Brossard has the highest premium at $2764, followed by Montreal ($2133) and Longueuil ($1925).
Where is the 2022 RAV4 cheapest to insure?
Saint-Jean-sur-Richelieu ($1024), Drummondville ($1048), and Lévis ($1051) offer the lowest average premiums for this model.
What factors influence the premium for a 2022 RAV4?
Vehicle classification, replacement value, claim frequency, and the driver's region of residence all directly affect the premium amount.
How can I lower my insurance premium for a RAV4?
Comparing quotes from several insurers and bundling auto insurance with home insurance are among the most effective ways to reduce premium costs.

Offers received by our customers on TOYOTA RAV4 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026