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AUDI A3 Car Insurance

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The Audi A3 is a compact luxury sedan combining elegant styling, refined onboard technology, and precise handling. It attracts urban drivers seeking German prestige in an accessible size, without sacrificing comfort or performance.

AUDI A3 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Audi A3 fluctuate noticeably, rising from $1170 to $2026 in 2022, dropping to $1683 in 2024, then climbing back to $1952 in 2025 before settling at $1849 in 2026. This variability reflects market adjustments rather than a clear linear trend.

To find the best insurance for your AUDI A3 vehicle, it is more important than ever to compare the available options.

How much does insurance for your AUDI A3 cost in Quebec?

The highest Audi A3 premiums appear in Terrebonne ($2655), Montreal ($2075), Trois-Rivières ($2056), and Quebec City ($2024), while Saguenay ($1257), Brossard ($1299), and Lévis ($1444) show the lowest amounts. The gap between extremes exceeds $1400.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1061.32
GATINEAU $1797.45
LAVAL $2049.36
LÉVIS $1601.59
LONGUEUIL $1544.80
MONTRÉAL $2134.34
QUÉBEC $2029.20
REPENTIGNY $1611.73
Saguenay $1257.39
SAINT-JEAN-SUR-RICHELIEU $1428.76
SAINT-JÉRÔME $1464.07
SHERBROOKE $1891.42
TERREBONNE $2706.19
TROIS-RIVIÈRES $1919.35

AUDI A3 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
AUDI A3 2026 $2596.28
AUDI A3 2025 $1849.21
AUDI A3 2024 $1712.74
AUDI A3 2023 $1855.07
AUDI A3 2022 $1756.46
AUDI A3 2020 $1860.41
AUDI A3 2019 $1683.43
AUDI A3 2018 $2064.30
AUDI A3 2017 $2006.47
AUDI A3 2016 $1704.89
AUDI A3 2015 $1530.96
AUDI A3 2013 $936.00
AUDI A3 2012 $1114.61
AUDI A3 2011 $848.23
AUDI A3 2010 $1115.02
AUDI A3 2009 $1006.13
AUDI A3 2008 $959.80
AUDI A3 2007 $414.88
AUDI A3 2006 $794.17

Frequently asked questions (FAQ)

How much does it cost to insure an Audi A3?
Based on historical data, the average premium for an Audi A3 ranges between $1170 and $2026 depending on the year, settling at $1849 in 2026.
Have Audi A3 premiums changed a lot over the years?
Yes. Between 2021 and 2026, premiums fluctuated significantly, rising from $1170 to a peak of $2026 in 2022, then stabilizing around $1849 in 2026, without a clear linear trend.
Which city has the highest insurance cost for an Audi A3?
Based on the data provided, Terrebonne shows the highest premium at $2655, followed by Montreal ($2075) and Trois-Rivières ($2056).
Where is the Audi A3 cheapest to insure?
Saguenay ($1257), Brossard ($1299), and Lévis ($1444) offer the lowest average premiums among the cities provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the Audi A3 cost more to insure than a mainstream compact?
Its luxury status leads to higher parts and specialized labor costs, which influence the average premium, which remained around $1849 in 2026.
How can I lower my Audi A3 insurance premium?
Comparing quotes from multiple insurers and assessing coverage options based on city of residence can help reduce the price gap, which ranges from $1257 to $2655 depending on the city.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

Versions covered by this AUDI A3 page

The premiums above cover every version of the AUDI A3, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
A3 1.8T 4DR 2015 - 2016
A3 1.8T CABRIOLET 2015
A3 2.0 TDI 4DR 2015 - 2016
A3 2.0 TDI WAGON 2010 - 2013
A3 2.0T 4DR 2017 - 2018
A3 2.0T CABRIOLET 2016
A3 2.0T QUATTRO 4DR 2015 - 2018
A3 2.0T QUATTRO CABRIOLET 2015 - 2018
A3 2.0T QUATTRO WAGON 2009 - 2013
A3 2.0T S-LINE WAGON 2007 - 2011
A3 2.0T WAGON 2006 - 2013
A3 3.2 S-LINE QUATTRO WAGON 2006 - 2009
Show the 13 other versions

A3 40 2.0 TFSI QUATTRO 4DR (2025 - 2026), A3 KOMFORT 40 2.0 TFSI 4DR (2019 - 2020), A3 KOMFORT 40 2.0 TFSI QUATTRO 4DR (2022 - 2024), A3 KOMFORT 45 2.0 TFSI QUATTRO 4DR (2019 - 2020), A3 KOMFORT 45 2.0 TFSI QUATTRO CABRIOLET (2019 - 2020), A3 PREMIUM PLUS 40 2.0 TFSI QUATTRO 4DR (2023), A3 PROGRESSIV 40 2.0 TFSI 4DR (2019 - 2020), A3 PROGRESSIV 40 2.0 TFSI QUATTRO 4DR (2022 - 2026), A3 PROGRESSIV 45 2.0 TFSI QUATTRO 4DR (2019 - 2020), A3 PROGRESSIV 45 2.0 TFSI QUATTRO CABRIO (2019 - 2020), A3 TECHNIK 40 2.0 TFSI QUATTRO 4DR (2022 - 2026), A3 TECHNIK 45 2.0 TFSI QUATTRO 4DR (2019 - 2020), A3 TECHNIK 45 2.0 TFSI QUATTRO CABRIOLET (2019 - 2020)


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