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AUDI A3 2022 Car Insurance

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The 2022 Audi A3 is a compact luxury sedan blending sportiness with technological refinement. It appeals to urban drivers seeking a dynamic drive, upscale finishing, and the prestige of the four-ring brand in an accessible size.

AUDI A3 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2022 Audi A3 fluctuate rather than follow a linear trend, moving from $1295 in 2021 to a peak of $2034 in 2025 before easing to $1717 in 2026. This variability reflects periodic market adjustments rather than a steady increase.

To find the best insurance for your AUDI A3 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your AUDI A3 2022 cost in Quebec?

Premiums are highest in Terrebonne ($3708), Laval ($3572), and Saint-Jean-sur-Richelieu ($3019), while Quebec City ($776) and Trois-Rivières ($811) show the lowest amounts. The gap between these cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $3571.93
LÉVIS $1709.39
LONGUEUIL $2144.03
MONTRÉAL $1228.98
QUÉBEC $775.79
SAINT-JEAN-SUR-RICHELIEU $3019.3
SAINT-JÉRÔME $1585.82
SHERBROOKE $1327.62
TERREBONNE $3708.18
TROIS-RIVIÈRES $810.8

Frequently asked questions (FAQ)

How much does it cost to insure a 2022 Audi A3?
In 2026, the average premium for a 2022 Audi A3 stands at $1717, after peaking at $2034 in 2025. The exact amount varies by city and driver profile.
Have premiums for the 2022 Audi A3 changed much since 2021?
Yes. They rose from $1295 in 2021 to $2034 in 2025, then dropped to $1717 in 2026, showing fluctuation rather than a steady increase.
Which city offers the lowest insurance cost for a 2022 Audi A3?
Based on the data provided, Quebec City ($776) and Trois-Rivières ($811) show the lowest average premiums for this model.
Why are premiums so high in Terrebonne and Laval?
In Terrebonne ($3708) and Laval ($3572), claim frequency and local risk profiles push the average premium well above cities like Quebec City or Trois-Rivières.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the cost of insuring an Audi A3?
Its luxury vehicle status, parts costs, engine power, and the driver's city of residence are key factors for this premium compact sedan.
How can I reduce the cost of insuring my Audi A3?
Comparing quotes from several insurers, especially given the wide gap between cities like Quebec City and Terrebonne, can often reveal significant savings.

Offers received by our customers on AUDI A3 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026