AUDI A3 2016 Car Insurance

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The 2016 Audi A3 is a compact luxury sedan combining premium finishes, onboard technology, and refined driving manners. It appeals to urban drivers seeking the prestige of the four-ring brand in an accessible, practical size.

AUDI A3 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 Audi A3 vary sharply, dropping from $12644 in 2021 to $1634 in 2022, then remaining largely stable between $1548 and $1880 through 2026. The 2021 figure appears exceptional compared to the rest of the period, which shows relatively steady premiums with a modest uptick in 2025.

To find the best insurance for your AUDI A3 2016 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your AUDI A3 2016

How much does insurance for your AUDI A3 2016 cost in Quebec?

The highest premiums are seen in Laval ($2613), Quebec City ($2420), and Montreal ($2415), while Saguenay ($716) and Terrebonne ($1115) post the lowest amounts for the 2016 Audi A3. The gap between the most and least expensive cities exceeds $1800.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$1444.91
LAVAL	$2612.58
LÉVIS	$2047.55
LONGUEUIL	$1900.25
MONTRÉAL	$2415.41
QUÉBEC	$2697.01
REPENTIGNY	$2328.84
Saguenay	$716.13
SAINT-JEAN-SUR-RICHELIEU	$2152.75
SAINT-JÉRÔME	$1382.12
SHERBROOKE	$1993.95
TERREBONNE	$1115.36

Frequently asked questions (FAQ)

How much does it cost to insure a 2016 Audi A3?

The average premium for a 2016 Audi A3 has varied considerably by year, reaching $1880 in 2025 and $1548 in 2026, following an exceptional value of $12644 in 2021.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Have premiums for the 2016 Audi A3 fluctuated a lot over time?

Yes. After an atypical value of $12644 in 2021, premiums stabilized between $1548 and $1880 from 2022 to 2026, suggesting a correction after an exceptional data point.

Which city offers the lowest insurance cost for a 2016 Audi A3?

Based on the data provided, Saguenay ($716) and Terrebonne ($1115) post the lowest average premiums for this model.

Why do premiums vary so much between cities?

Factors like traffic density, claim frequency, and vehicle theft rates influence premiums. Laval ($2613) versus Saguenay ($716) illustrates how significant this gap can be.

What factors influence insurance premiums for an Audi A3?

The vehicle's age, luxury classification, cost of original parts, and driver profile all play a significant role in determining the premium.

BMW
1
SERIES

MERCEDES-BENZ
CLA

VOLKSWAGEN
GOLF
GTI

ACURA
ILX

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/08/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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