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AUDI S4 2012 Car Insurance

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The 2012 Audi S4 is a premium sport sedan featuring a supercharged V6 engine and quattro all-wheel drive. It blends luxury-sedan refinement with sports-car performance, appealing to demanding drivers seeking genuine driving enjoyment.

AUDI S4 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2012 Audi S4 fluctuate before rising sharply, moving from $1667 to $2047, with a peak of $2262 in 2025. This progression reflects rising parts and repair costs for this performance model.

To find the best insurance for your AUDI S4 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your AUDI S4 2012 cost in Quebec?

Based on the available data, the average premium in Terrebonne ($3634) is significantly higher than in Laval ($2341), a notable gap for this model. This difference may reflect local variation in claims patterns.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $2340.79
TERREBONNE $3634.20

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Audi S4?
The average premium for a 2012 Audi S4 reached $2047 in 2026, following a peak of $2262 in 2025. This amount reflects the model's status as a performance sport sedan.
Have premiums for the 2012 Audi S4 varied a lot since 2021?
Yes. The premium went from $1667 in 2021 to $1594 in 2023, then climbed to $2262 in 2025 before dropping slightly to $2047 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why is the premium higher in Terrebonne than in Laval?
Based on the data provided, the average premium in Terrebonne ($3634) far exceeds that of Laval ($2341), a gap that may reflect differences in local claims frequency.
What factors influence the premium of a 2012 Audi S4?
The supercharged V6 engine, quattro all-wheel drive, and high cost of specialized parts all contribute to a premium above that of an equivalent family sedan.
How can I lower the insurance cost of an Audi S4?
Comparing quotes from several insurers and choosing a higher deductible are effective ways to reduce the premium for this type of performance vehicle.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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