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AUDI S4 2013 Car Insurance

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The 2013 Audi S4 is an upscale sport sedan combining a supercharged V6, quattro all-wheel drive, and refined finishing. It appeals to drivers seeking performance and prestige in a practical, understated everyday package.

AUDI S4 2013 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2013 Audi S4 fluctuates significantly, rising from $1328 to a peak of $2306 in 2025 before dropping to $1496 in 2026. This pattern reflects notable market variation rather than a steady linear trend.

To find the best insurance for your AUDI S4 2013 vehicle, it is more important than ever to compare the available options.

How much does insurance for your AUDI S4 2013 cost in Quebec?

City differences are pronounced for the 2013 Audi S4: Laval shows the highest premium ($4707), followed by Sherbrooke ($2726) and Repentigny ($2117), while Saguenay ($605) and Longueuil ($715) post the lowest amounts. Montreal sits at an intermediate level ($1422).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $4069.79
LONGUEUIL $714.96
MONTRÉAL $1421.64
REPENTIGNY $2116.78
Saguenay $605.02
SHERBROOKE $3449.00

Frequently asked questions (FAQ)

How much does insurance cost for a 2013 Audi S4?
The average premium ranged between $1328 and $2306 depending on the year, with an amount of $1496 recorded in 2026 based on available data.
Has the premium for the 2013 Audi S4 changed a lot over the years?
Yes. It rose from $1328 in 2021 to $2306 in 2025, then dropped to $1496 in 2026, showing notable fluctuation rather than a steady increase.
Which city has the highest insurance cost for a 2013 Audi S4?
Based on the data provided, Laval shows the highest premium at $4707, well above other compared cities like Sherbrooke ($2726).
Why does the premium vary so much between cities?
Factors like local claim rates, vehicle theft, and traffic density can explain the significant differences observed, for example between Saguenay ($605) and Laval ($4707).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2013 Audi S4?
The vehicle's sport status, imported parts costs, quattro drivetrain, and claims history directly influence the premium, which can vary considerably by city and year.
How can I lower my premium for a 2013 Audi S4?
Comparing quotes from multiple insurers is especially worthwhile for this model, given the wide differences observed between cities, such as between Longueuil ($715) and Laval ($4707).

Offers received by our customers on AUDI S4 2013 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026