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AUDI S4 Car Insurance

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The Audi S4 is a luxury sport sedan combining performance and refinement, powered by a turbocharged engine and quattro all-wheel drive. It appeals to drivers seeking the understated elegance of a premium sedan paired with genuine sporty thrills.

AUDI S4 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Audi S4 fluctuate noticeably, rising from $2098 to a peak of $2619 in 2025 before declining to $2112 in 2026. This variability reflects market adjustments rather than a steady linear trend.

To find the best insurance for your AUDI S4 vehicle, it is more important than ever to compare the available options.

How much does insurance for your AUDI S4 cost in Quebec?

City-to-city differences are considerable for the Audi S4: Sherbrooke ($3741), Laval ($3321), and Terrebonne ($3390) post the highest premiums, while Trois-Rivières ($973), Lévis ($1082), and Longueuil ($1275) show the lowest amounts. This spread is far wider than typically seen for a single model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2502.15
GATINEAU $2690.20
LAVAL $3216.37
LÉVIS $1535.20
LONGUEUIL $714.96
MONTRÉAL $2707.89
QUÉBEC $1646.66
REPENTIGNY $2638.89
Saguenay $1628.50
SAINT-JEAN-SUR-RICHELIEU $2199.22
SAINT-JÉRÔME $3705.46
SHERBROOKE $3730.91
TERREBONNE $3634.20
TROIS-RIVIÈRES $973.37

AUDI S4 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
AUDI S4 2024 $3207.18
AUDI S4 2023 $2616.66
AUDI S4 2022 $3028.82
AUDI S4 2021 $2158.15
AUDI S4 2020 $2914.15
AUDI S4 2019 $2679.94
AUDI S4 2018 $3044.81
AUDI S4 2016 $2167.03
AUDI S4 2015 $2179.63
AUDI S4 2014 $2265.66
AUDI S4 2013 $2144.13
AUDI S4 2012 $1896.47
AUDI S4 2011 $1980.49
AUDI S4 2010 $2007.05
AUDI S4 2008 $1610.02
AUDI S4 2007 $1171.60
AUDI S4 2006 $1069.83
AUDI S4 2004 $584.85

Frequently asked questions (FAQ)

How much does it cost to insure an Audi S4?
The average premium for an Audi S4 reached $2619 in 2025 and $2112 in 2026, based on available data. The exact amount varies significantly by city and driver profile.
Have Audi S4 premiums changed a lot since 2021?
Yes. They rose from $2098 in 2021 to $2619 in 2025, then dropped to $2112 in 2026, showing an irregular pattern rather than a steady increase.
Which cities have the highest Audi S4 insurance costs?
Sherbrooke ($3741), Terrebonne ($3390), and Laval ($3321) show the highest average premiums among the cities provided.
Where is the Audi S4 cheapest to insure?
Trois-Rivières ($973), Lévis ($1082), and Longueuil ($1275) post the lowest average premiums based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why does the Audi S4 cost more to insure than an ordinary sedan?
Its sporty classification, capable all-wheel-drive system, and expensive German-made parts contribute to premiums above the segment average.
How can I lower my premium for an Audi S4?
Comparing quotes from several insurers is especially worthwhile given the wide geographic variation observed, which can exceed $2500 between certain cities.

Offers received by our customers on AUDI S4 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

Versions covered by this AUDI S4 page

The premiums above cover every version of the AUDI S4, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
S4 2.7T QUATTRO 4DR 2001 - 2002
S4 2.7T QUATTRO WAGON 2001 - 2002
S4 3.0T QUATTRO 4DR 2010 - 2018
S4 4.2 QUATTRO 4DR 2004 - 2008
S4 4.2 QUATTRO CABRIOLET 2004 - 2009
S4 4.2 QUATTRO WAGON 2004 - 2008
S4 PROGRESSIV 3.0 TFSI QUATTRO 4DR 2019 - 2022
S4 TECHNIK 3.0 TFSI QUATTRO 4DR 2019 - 2025

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