BMW 328I Car Insurance

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The BMW 328i is a compact sports sedan combining spirited driving dynamics with German refinement. Rear-wheel drive, a balanced engine, and premium finishing make it a favored choice for drivers seeking performance and prestige in daily driving.

BMW 328I CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the BMW 328i fluctuate rather than follow a straight trend, moving from $1457 in 2021 to $1558 in 2022, dipping to $1382 in 2024, then rising again to $1532 in 2026. Overall, the period shows relative stability in the $1400 to $1550 range.

To find the best insurance for your BMW 328I vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your BMW 328I

How much does insurance for your BMW 328I cost in Quebec?

Premiums are highest in Sherbrooke ($2352), Terrebonne ($2258), and Montreal ($2038), while Brossard ($364), Trois-Rivières ($788), and Saguenay/Repentigny ($864) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$364.06
DRUMMONDVILLE	$1633.06
GATINEAU	$1500.89
LAVAL	$1930.98
LÉVIS	$1168.90
LONGUEUIL	$1771.84
MONTRÉAL	$2050.13
QUÉBEC	$1667.77
REPENTIGNY	$863.93
Saguenay	$864
SAINT-JÉRÔME	$1154.19
SHERBROOKE	$1991.31
TERREBONNE	$2257.69
TROIS-RIVIÈRES	$787.51

Frequently asked questions (FAQ)

How much does auto insurance cost for a BMW 328i?

The average premium for a BMW 328i varies by year, ranging from $1382 in 2024 to $1558 in 2022, with a value of $1532 in 2026 based on available data.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Has the BMW 328i premium changed much between 2021 and 2026?

It fluctuated without following a clear trend, moving from $1457 in 2021 to $1558 in 2022, then to $1382 in 2024, and back up to $1532 in 2026, remaining broadly within a stable range.

Which city is most expensive for insuring a BMW 328i?

Based on the data provided, Sherbrooke ($2352) and Terrebonne ($2258) show the highest average premiums for this model.

Which city is cheapest for insuring a BMW 328i?

Brossard ($364) and Trois-Rivières ($788) post the lowest average premiums among the cities provided.

Why can insuring a BMW 328i be expensive?

Its classification as a premium sports sedan, the cost of OEM parts, and higher replacement value can influence the premium, in addition to the city of residence.

AUDI
A4

MERCEDES
C-CLASS

LEXUS
IS

INFINITI
Q50

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/08/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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