BMW 328I 2008 Car Insurance

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The 2008 BMW 328i is a compact sport-luxury sedan offering an appreciated balance of driving dynamism and refined comfort. Representative of the 3 Series, it attracts drivers seeking agile rear-wheel-drive handling at an accessible used-car price.

BMW 328I 2008 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2008 BMW 328i fluctuate significantly, moving from $1879 to $973, then $539, $475, $989, and $415. This notable variability, rather than a clear trend, likely reflects changes in insured driver profiles and the vehicle's advanced age.

To find the best insurance for your BMW 328I 2008 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your BMW 328I 2008 cost in Quebec?

Available data is limited to Lévis ($393) and Quebec City ($368), two cities showing relatively close and affordable premiums for this model, with only a $25 gap between them.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
LÉVIS	$393

Frequently asked questions (FAQ)

How much does insurance cost for a 2008 BMW 328i?

The average premium varies significantly depending on the reference year, ranging from $415 to $989 recently, after peaking at $1879 in 2021. In 2026, the average sits around $415.

Why does the premium for the 2008 BMW 328i vary so much year to year?

The vehicle's advanced age and changes in insured driver profiles may explain the large swings, from $1879 in 2021 down to just $415 in 2026.

Which city offers the lowest insurance cost for a 2008 BMW 328i?

Based on the data provided, Quebec City ($368) is slightly cheaper than Lévis ($393) for this model.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Does the vehicle's age affect the insurance premium?

Yes. A 2008 vehicle like the 328i typically has a lower replacement value, contributing to the more modest premiums seen recently, such as the $415 to $475 range in certain years.

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MERCEDES
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INFINITI
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LEXUS
IS250

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/08/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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