BMW 328I 2016 Car Insurance

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The 2016 BMW 328i is a compact sport sedan combining European comfort with spirited driving dynamics. It appeals to drivers seeking a premium vehicle with a lively character and the refined finish typical of the Bavarian brand.

BMW 328I 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 BMW 328i fluctuate significantly, rising from $1033 in 2021 to a peak of $2625 in 2022, before falling back to $1746 in 2026. This volatility reflects notable swings rather than a clear linear trend.

To find the best insurance for your BMW 328I 2016 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your BMW 328I 2016

How much does insurance for your BMW 328I 2016 cost in Quebec?

Premiums are highest for the 2016 BMW 328i in Laval ($2319), Montreal ($2268), and Saint-Jérôme ($2239), while Quebec City ($792), Repentigny ($1147), and Drummondville ($1477) show the lowest amounts among the provided cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$1477.39
LAVAL	$2319.42
LÉVIS	$2808.49
LONGUEUIL	$1533.36
MONTRÉAL	$2066.37
QUÉBEC	$791.80
REPENTIGNY	$1146.68
SAINT-JÉRÔME	$2239.10

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 BMW 328i?

The most recent average premium for a 2016 BMW 328i is $1746 in 2026, after peaking at $2625 in 2022. The exact amount varies by city and driver profile.

Why do premiums for the 2016 BMW 328i vary so much year to year?

The swings between $1033 and $2625 over 2021-2026 may result from changes in repair costs, claim frequency, and insurer adjustments for this model.

Which city offers the lowest insurance cost for a 2016 BMW 328i?

Based on the data provided, Quebec City shows the lowest premium at $792, followed by Repentigny ($1147) and Drummondville ($1477).

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence the premium for a 2016 BMW 328i?

Its premium classification, specialized parts costs, and higher-than-average replacement value contribute to premiums that range from $792 to over $2300 depending on the city.

AUDI
A4

MERCEDES
C300

LEXUS
IS300

INFINITI
Q50

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/08/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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