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BMW 328I 2009 Car Insurance

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The 2009 BMW 328i is a compact luxury sports sedan known for balancing driving dynamism with refinement. Powered by a responsive six-cylinder engine, it appeals to drivers seeking an engaging road experience in a practical, elegant package.

BMW 328I 2009 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2009 BMW 328i fluctuate without a clear linear trend, moving from $1059 in 2021 down to $787 in 2025, then rising again to $1098 in 2026. This variability likely reflects shifting risk profiles associated with this aging model.

To find the best insurance for your BMW 328I 2009 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 328I 2009 cost in Quebec?

City differences are pronounced for the 2009 BMW 328i: Sherbrooke shows the highest premium ($3794), followed by Montreal ($1299), while Lévis ($305) and Trois-Rivières ($429) post the lowest amounts. Laval ($615), Quebec City ($637), and Saint-Jérôme ($431) fall between these extremes.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $615.24
LÉVIS $305.2
MONTRÉAL $1299
QUÉBEC $407.66
SAINT-JÉRÔME $430.91
TROIS-RIVIÈRES $429.46

Frequently asked questions (FAQ)

How much does insurance cost for a 2009 BMW 328i?
The average premium varies by year, ranging from $787 in 2025 to $1098 in 2026, with an average hovering around $970 over the available period.
Have premiums for the 2009 BMW 328i increased or decreased over time?
The trend is irregular: the premium fell from $1059 in 2021 to $787 in 2025, then rose again to $1098 in 2026, without a consistent direction over the period.
Which city has the highest insurance cost for a 2009 BMW 328i?
Sherbrooke shows the highest premium at $3794, significantly above other compared cities like Lévis ($305) or Trois-Rivières ($429).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why can insurance premiums for a 2009 BMW 328i vary so much by city?
Factors like local claim frequency, traffic density, and theft rates strongly influence premiums, explaining the gap between Sherbrooke ($3794) and Lévis ($305).
What factors influence the insurance premium for a 2009 BMW 328i?
Vehicle age, specialized parts costs, the model's claims history, and place of residence are among the main factors affecting the premium.
How can I reduce insurance costs for a 2009 BMW 328i?
Comparing quotes from several insurers, adjusting optional coverage, and bundling policies are effective ways to reduce the premium for this type of vehicle.

Offers received by our customers on BMW 328I 2009 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026