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BMW 328I 2013 Car Insurance

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The 2013 BMW 328i is a compact sport sedan blending driving dynamism with German refinement. Powered by an efficient turbocharged engine, it appeals to drivers seeking an affordable premium experience on the used-car market.

BMW 328I 2013 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2013 BMW 328i fluctuate rather than follow a linear trend, moving from $1666 in 2021 to $1835 in 2026, with a notable dip to $1622 in 2025. Overall, amounts remain relatively stable across the period, ranging between $1622 and $1836.

To find the best insurance for your BMW 328I 2013 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 328I 2013 cost in Quebec?

City differences are pronounced for the 2013 BMW 328i: Sherbrooke shows the highest premium ($3283), followed by Terrebonne ($2641) and Montreal ($2118), while Laval posts the lowest amount ($675), well ahead of Trois-Rivières ($928) and Repentigny ($969).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1824.12
LAVAL $980.62
LONGUEUIL $1866.08
MONTRÉAL $2482.44
QUÉBEC $1855.48
REPENTIGNY $969.01
SHERBROOKE $3282.54
TERREBONNE $2641.07
TROIS-RIVIÈRES $927.54

Frequently asked questions (FAQ)

How much does insurance cost for a 2013 BMW 328i?
The average premium varies by reference year, ranging from $1622 in 2025 to $1835 in 2026. These amounts also depend heavily on the city and driver profile.
Have premiums for the 2013 BMW 328i changed much since 2021?
Not in a linear way. Since 2021, the premium has fluctuated between $1622 and $1836, without a clear upward or downward trend over the available period.
Which city offers the lowest insurance cost for a 2013 BMW 328i?
Based on the data provided, Laval shows the lowest premium ($675), followed by Trois-Rivières ($928) and Repentigny ($969).
Why does Sherbrooke show such a high premium for this vehicle?
Sherbrooke posts the highest premium in the group ($3283) for the 2013 BMW 328i, which may reflect local factors like claim frequency or the profile of insured drivers in that city.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a 2013 BMW 328i?
Vehicle age, specialized parts costs, turbocharged engine power, and city of residence are among the main factors that cause premiums to vary for this model.
How can I compare insurance prices for a 2013 BMW 328i?
Getting multiple quotes from different insurers helps identify price differences, which can be significant based on the data provided for this model and its city of residence.

Offers received by our customers on BMW 328I 2013 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026