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BMW 328I 2007 Car Insurance

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The 2007 BMW 328i is a compact sports sedan combining German elegance with dynamic handling. Powered by a six-cylinder engine known for its driving pleasure, it appeals to enthusiasts seeking a premium used vehicle with sporty character.

BMW 328I 2007 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2007 BMW 328i fluctuate without a clear linear trend, dropping from $987 in 2021 to a low of $346 in 2023 before rising back to $905 in 2026. These variations likely reflect changes in policyholder profiles rather than a consistent market trend.

To find the best insurance for your BMW 328I 2007 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 328I 2007 cost in Quebec?

Based on the available data, the average premium in Montreal ($1945) is significantly higher than in Longueuil ($551) for the 2007 BMW 328i, a gap that may reflect greater urban density and higher theft risk in Montreal.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LONGUEUIL $550.89
MONTRÉAL $1944.94

Frequently asked questions (FAQ)

How much does insurance cost for a 2007 BMW 328i?
The average premium varies by year, ranging from $346 in 2023 to $987 in 2021, with a recent value of $905 in 2026 based on the available data.
Is there a clear trend in 2007 BMW 328i premiums?
No. Premiums fluctuate without a consistent direction between 2021 and 2026, dropping from $987 to a low of $346 before rising again to $905, making a stable trend difficult to identify.
Why is insurance more expensive in Montreal than Longueuil?
Based on the provided data, the average premium in Montreal ($1945) is nearly four times higher than in Longueuil ($551), a difference tied to urban density and higher theft risk.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a 2007 BMW 328i?
Vehicle age, specialized parts costs, driver profile, and city of residence all influence the premium, which can vary significantly by location.
How can I lower the insurance cost for a 2007 BMW 328i?
Comparing quotes from multiple insurers, maintaining a clean driving record, and choosing coverage that matches the vehicle's actual value are effective ways to reduce the premium.

Offers received by our customers on BMW 328I 2007 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026