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BMW 328I Car Insurance

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The BMW 328i is a luxury compact sedan known for balancing performance and refinement. Its rear-wheel-drive layout and agile chassis make it a solid choice for drivers seeking driving enjoyment without sacrificing everyday comfort.

BMW 328I CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the BMW 328i fluctuate, moving from $1385 in 2021 to a peak of $1558 in 2022, then dropping to $1382 in 2024 before rising again to $1502 in 2026. The overall trend remains relatively stable without a marked increase over the period.

To find the best insurance for your BMW 328I vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 328I cost in Quebec?

Premiums are highest in Terrebonne ($2258), Montreal ($2025), and Sherbrooke ($1991), while Brossard ($364), Lévis ($874), and Repentigny ($864) show the lowest amounts. Differences between cities are significant for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $364.06
DRUMMONDVILLE $1633.06
GATINEAU $1500.89
LAVAL $1799.00
LÉVIS $873.91
LONGUEUIL $1771.84
MONTRÉAL $2092.31
QUÉBEC $1940.47
REPENTIGNY $863.93
Saguenay $864
SAINT-JÉRÔME $1154.19
SHERBROOKE $1991.31
TERREBONNE $2257.69
TROIS-RIVIÈRES $1349.93

Frequently asked questions (FAQ)

How much does insurance cost for a BMW 328i?
Based on the available data, the average premium for a BMW 328i fluctuates year to year, reaching $1502 in 2026 after ranging between $1382 and $1558 since 2021.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Has the BMW 328i premium changed a lot since 2021?
It has fluctuated rather than increased steadily, going from $1385 in 2021 to $1558 in 2022, then dropping to $1382 in 2024 before rising again to $1502 in 2026.
Which city offers the lowest insurance cost for a BMW 328i?
Based on the data provided, Brossard ($364), Repentigny ($864), and Lévis ($874) post the lowest average premiums for this model.
Why does the premium vary so much between cities?
Factors like traffic density, theft and claim frequency, and local risk profiles explain the differences observed, ranging from $364 to $2258 depending on the city.
What factors influence the insurance cost of a BMW 328i?
Parts costs, the vehicle's sport-luxury classification, engine power, and replacement value all contribute to premiums generally higher than those of an ordinary sedan.
How can I reduce the insurance cost for a BMW 328i?
Comparing quotes from several insurers, adjusting deductibles, and bundling auto and home coverage are effective ways to reduce the premium.

Offers received by our customers on BMW 328I cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026