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BUICK LUCERNE Car Insurance

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The Buick Lucerne is a spacious, comfort-oriented full-size sedan built for long drives and a smooth ride. Rooted in a tradition of accessible American luxury, it appeals to drivers seeking interior room, quiet cruising, and a more understated image than sportier models.

BUICK LUCERNE CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Buick Lucerne fluctuate notably, rising from $306 to a peak of $612 in 2024, then dropping to $374 in 2025 before climbing back to $412 in 2026. This pattern reflects the model's increasing age and variable repair costs typical of an older vehicle.

To find the best insurance for your BUICK LUCERNE vehicle, it is more important than ever to compare the available options.

How much does insurance for your BUICK LUCERNE cost in Quebec?

Based on the data provided, the average premium for the Buick Lucerne in Montreal stands at $354, the only city available for comparison in this context.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $353.65

Frequently asked questions (FAQ)

How much does auto insurance cost for a Buick Lucerne?
The average premium ranged from $306 to $612 between 2021 and 2026, reaching $412 in 2026 based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
How much does it cost to insure a Buick Lucerne in Montreal?
Based on the data provided, the average premium in Montreal is $354 for this model.
Why did the Lucerne's premium fluctuate so much between 2021 and 2026?
The premium rose from $306 to $612 in 2024, then dropped to $374 in 2025. Such swings are often tied to the vehicle's age, parts availability, and shifts in the model's claims profile.
What factors influence a Buick Lucerne's premium?
Vehicle age, mileage, replacement parts cost, and the model's claims history are the main factors influencing the insurance premium.
How can I lower the cost of insuring a Buick Lucerne?
Comparing quotes from several insurers, adjusting optional coverage, and maintaining a clean driving record are effective ways to reduce the premium.

Offers received by our customers on BUICK LUCERNE cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026