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FERRARI Car Insurance

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Ferrari is an iconic Italian supercar manufacturer renowned for powerful engines, exclusive design, and a rich racing heritage. An ultimate symbol of prestige, the brand attracts a passionate clientele seeking performance and rarity.

FERRARI CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for Ferrari vehicles fluctuate significantly, dropping from $4431 to just $865 in 2022, rising back to $4976 in 2024, then falling to $3460 in 2026. This volatility likely reflects a small insured sample size and the diversity of models covered under the brand.

To find the best insurance for your FERRARI vehicle, it is more important than ever to compare the available options.

How much does insurance for your FERRARI cost in Quebec?

Premiums are highest in Laval ($5770) and Quebec City ($5657), while Sherbrooke shows a notably lower amount ($656). Drummondville ($2339) and Montreal ($2788) fall into a mid-range bracket, revealing a marked geographic spread for this automaker.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $2339.19
LAVAL $5769.81
MONTRÉAL $2788.27
QUÉBEC $5657.21
SHERBROOKE $655.65

Frequently asked questions (FAQ)

How much does it cost to insure a Ferrari?
The average premium for a Ferrari varies considerably by year, ranging from $865 in 2022 to $4976 in 2024, with a more recent average of $3460 in 2026.
Why do Ferrari premiums fluctuate so much year to year?
These significant swings, such as the drop from $4431 to $865 between 2021 and 2022, are often explained by a small insured sample size and the diversity of Ferrari models covered.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a Ferrari?
Based on the data provided, Sherbrooke has the lowest average premium ($656), far below Laval ($5770) and Quebec City ($5657).
What factors influence a Ferrari's insurance premium?
High replacement value, specialized parts costs, engine power, and the risk profile associated with luxury vehicles push premiums well above mainstream vehicle averages.
Do I need special coverage to insure a Ferrari?
Many owners choose replacement-value protection or extended coverage, although this is not legally required in Quebec.
How can I get the best price to insure a Ferrari?
Given the large gap between cities, comparing quotes from several insurers specializing in luxury vehicles remains the best way to secure a competitive price.

Offers received by our customers on FERRARI cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026