GENESIS Car Insurance

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Genesis is Hyundai's South Korean luxury brand, known for premium sedans and SUVs offering strong value against German rivals. It focuses on elegant design, refined finishing, and advanced technology to appeal to a discerning clientele.

GENESIS CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for Genesis fluctuate significantly: after peaking at $4239 in 2021, they drop to $1781 in 2022, then gradually rise to $2605 by 2026. This initial volatility settles into a steadier upward trend from 2022 onward.

To find the best insurance for your GENESIS vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your GENESIS

How much does insurance for your GENESIS cost in Quebec?

Premiums are highest in Montreal ($3442), Laval ($3279), and Saint-Jérôme ($2959), while Drummondville ($1547) and Sherbrooke ($2116) show the lowest amounts. The gap between the priciest and most affordable cities is substantial for Genesis vehicles.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$2440.59
DRUMMONDVILLE	$1547.34
GATINEAU	$2904.60
LAVAL	$3279.06
LÉVIS	$2211.01
LONGUEUIL	$2466.17
MONTRÉAL	$3441.61
QUÉBEC	$2376.08
REPENTIGNY	$2144.43
Saguenay	$2214.18
SAINT-JEAN-SUR-RICHELIEU	$2790.50
SAINT-JÉRÔME	$2959.20
SHERBROOKE	$2115.54
TERREBONNE	$2805.63
TROIS-RIVIÈRES	$2305.63

Frequently asked questions (FAQ)

How much does auto insurance cost for a Genesis?

The average premium for a Genesis vehicle has varied significantly, moving from $4239 in 2021 to $1781 in 2022, then rising back to $2605 in 2026. Actual costs depend heavily on the city and specific model.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.

Why did Genesis premiums drop after 2021?

The decline from $4239 to $1781 between 2021 and 2022 may reflect a different data sample or shifts in policyholder profiles, before costs gradually climbed back to $2605 by 2026.

Which city offers the lowest insurance cost for a Genesis?

Based on the data provided, Drummondville ($1547) and Sherbrooke ($2116) show the lowest average premiums for Genesis vehicles.

Why are premiums higher in Montreal and Laval?

Traffic density, theft risk, and higher claim frequency in urban areas partly explain the $3442 premium in Montreal and $3279 in Laval.

Do Genesis premiums vary by model?

Yes. The Genesis lineup includes luxury sedans and SUVs with different values and repair costs, which can create notable differences from the overall average.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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