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HYUNDAI ACCENT 2012 Car Insurance

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The 2012 Hyundai Accent is an economical subcompact sedan known for its reliability and low maintenance costs. It appeals to drivers seeking an affordable, easy-to-maintain vehicle suited for daily urban commuting.

HYUNDAI ACCENT 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2012 Hyundai Accent fluctuate significantly, dropping from $1034 to a low of $640 in 2024, then spiking to $1547 in 2025 before falling back to $737 in 2026. This irregular pattern reflects insurance market fluctuations rather than a stable trend.

To find the best insurance for your HYUNDAI ACCENT 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HYUNDAI ACCENT 2012 cost in Quebec?

The highest premiums for the 2012 Hyundai Accent are found in Gatineau ($1452) and Repentigny ($1139), while Saguenay ($225), Saint-Jean-sur-Richelieu ($429), and Laval ($439) show the lowest amounts. City-to-city differences are substantial for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1019.28
GATINEAU $1452.14
LAVAL $438.73
LÉVIS $897.59
LONGUEUIL $558.88
MONTRÉAL $730.51
QUÉBEC $684.06
REPENTIGNY $1139.26
Saguenay $224.54
SAINT-JEAN-SUR-RICHELIEU $428.75
SHERBROOKE $604.56
TERREBONNE $600.54
TROIS-RIVIÈRES $1034.14

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Hyundai Accent?
The average premium varies by year, ranging from $640 in 2024 to $1547 in 2025. In 2026, the average sits at $737, making it generally an affordable vehicle to insure.
Why did the premium for the 2012 Hyundai Accent spike in 2025?
The jump to $1547 in 2025 can be explained by market factors such as rising repair costs or revised risk criteria, rather than any change to the vehicle itself.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a 2012 Hyundai Accent?
Based on the data provided, Saguenay ($225), Saint-Jean-sur-Richelieu ($429), and Laval ($439) post the lowest average premiums for this model.
Why does Gatineau show a higher premium for this model?
With an average of $1452, Gatineau stands out with higher costs, possibly linked to claim frequency or traffic density in the region.
What factors influence the premium for a 2012 Hyundai Accent?
Vehicle age, lower replacement value, driver claims history, and city of residence are key factors for this entry-level model.
How can I lower my premium for a 2012 Hyundai Accent?
Comparing quotes from several insurers, maintaining a clean driving record, and choosing coverage suited to the vehicle's actual value are effective ways to reduce costs.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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