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HYUNDAI GENESIS Car Insurance

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The Hyundai Genesis is an affordable luxury sedan offering premium comfort, refined finishing, and strong performance. It appeals to drivers seeking elegance and technology without the price tag of established premium brands.

HYUNDAI GENESIS CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Hyundai Genesis fluctuate without a clear linear trend: they rise from $1613 in 2021 to $1664 in 2022, drop to $1415 in 2023, gradually climb back to $1515 in 2025, then fall again to $1384 in 2026. Overall, the 2026 premium remains lower than the 2021 figure.

To find the best insurance for your HYUNDAI GENESIS vehicle, it is more important than ever to compare the available options.

How much does insurance for your HYUNDAI GENESIS cost in Quebec?

Premiums vary widely by city: Lévis ($2231) and Montreal ($2008) show the highest amounts, while Saguenay ($393) and Saint-Jean-sur-Richelieu ($439) are notably the most affordable. This large gap suggests significant variation in risk profile or data volume across regions.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1364.25
LAVAL $1935.18
LÉVIS $2231.45
LONGUEUIL $390.48
MONTRÉAL $2075.69
QUÉBEC $1476.76
Saguenay $393.38
SHERBROOKE $1755.99
TROIS-RIVIÈRES $1385.20

HYUNDAI GENESIS average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
HYUNDAI GENESIS 2016 $1755.00
HYUNDAI GENESIS 2015 $1900.19
HYUNDAI GENESIS 2014 $1636.93
HYUNDAI GENESIS 2013 $1666.44
HYUNDAI GENESIS 2012 $1402.50
HYUNDAI GENESIS 2011 $1314.06
HYUNDAI GENESIS 2010 $1120.28
HYUNDAI GENESIS 2009 $683.79

Frequently asked questions (FAQ)

How much does it cost to insure a Hyundai Genesis?
The average premium for a Hyundai Genesis ranged between $1384 and $1664 depending on the year, with $1384 recorded in 2026 based on the most recent data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Have Genesis premiums increased or decreased since 2021?
The trend is not linear: the premium rose from $1613 in 2021 to $1664 in 2022, dropped to $1415 in 2023, climbed slightly, then fell again to $1384 by 2026.
Which city offers the lowest insurance cost for a Hyundai Genesis?
Based on the data provided, Saguenay ($393) and Saint-Jean-sur-Richelieu ($439) show the lowest average premiums, far below Lévis ($2231), the most expensive city.
Why are the price gaps between cities so significant for the Genesis?
Factors like the number of insured drivers, traffic density, and local claim frequency can explain sharp differences, such as between Lévis ($2231) and Saguenay ($393).
What factors influence the premium for a Hyundai Genesis?
Driver profile, city of residence, vehicle year, and claims history are the main factors that cause the average premium to vary.
How can I get a better premium for my Hyundai Genesis?
Comparing quotes from several insurers remains the most effective way to find a favorable premium, especially given the significant differences observed between cities.

Offers received by our customers on HYUNDAI GENESIS cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this HYUNDAI GENESIS page

The premiums above cover every version of the HYUNDAI GENESIS, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
GENESIS 2.0T 2DR 2010 - 2014
GENESIS GT V6 2DR 2013 - 2016
GENESIS R-SPEC V6 2DR 2015 - 2016
GENESIS V6 2DR 2010 - 2016
GENESIS V6 4DR 2009 - 2015
GENESIS V6 4DR AWD 2015 - 2016
GENESIS V8 4DR 2009 - 2015
GENESIS V8 4DR AWD 2016

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