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HYUNDAI KONA Car Insurance

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The Hyundai Kona is a subcompact crossover valued for its dynamic styling, urban versatility, and strong value proposition. It appeals to city drivers seeking a compact, economical, and easy-to-handle vehicle for daily use.

HYUNDAI KONA CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2025, premiums for the Hyundai Kona rise markedly, going from $1092 to $1602, before easing slightly to $1582 in 2026. This modest recent decline may signal a stabilization after several years of continuous increases.

To find the best insurance for your HYUNDAI KONA vehicle, it is more important than ever to compare the available options.

How much does insurance for your HYUNDAI KONA cost in Quebec?

Premiums are highest in Montreal ($2252) and Laval ($1839), while Lévis ($1301) and Quebec City ($1472) are the most affordable. Other cities fall within a mid-range band between $1491 and $1673.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1633.83
DRUMMONDVILLE $1570.10
GATINEAU $1553.84
LAVAL $1824.63
LÉVIS $1259.52
LONGUEUIL $1637.73
MONTRÉAL $2184.60
QUÉBEC $1488.28
REPENTIGNY $1527.26
Saguenay $1534.68
SAINT-JEAN-SUR-RICHELIEU $1462.24
SAINT-JÉRÔME $1550.48
SHERBROOKE $1525.42
TERREBONNE $1642.56
TROIS-RIVIÈRES $1589.14

HYUNDAI KONA average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
HYUNDAI KONA 2027 $1726.48
HYUNDAI KONA 2026 $1803.52
HYUNDAI KONA 2025 $1837.28
HYUNDAI KONA 2024 $1649.90
HYUNDAI KONA 2023 $1442.58
HYUNDAI KONA 2022 $1353.93
HYUNDAI KONA 2021 $1339.04
HYUNDAI KONA 2020 $1200.70
HYUNDAI KONA 2019 $1225.76
HYUNDAI KONA 2018 $1105.32

Frequently asked questions (FAQ)

How much does auto insurance cost for a Hyundai Kona?
The average premium for a Hyundai Kona reached $1602 in 2025, with a slight decrease to $1582 in 2026 based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any vehicle driven on public roads.
Why has the Kona's premium risen so much since 2021?
The average premium climbed from $1092 in 2021 to $1602 in 2025, a significant increase tied to rising repair costs and the model's growing popularity.
Which city offers the lowest insurance cost for a Kona?
Based on the data provided, Lévis ($1301) and Quebec City ($1472) post the lowest average premiums for this vehicle.
Why does Montreal show the highest premium for the Kona?
At $2252 on average, Montreal stands well above other cities, which typically reflects higher traffic density and claim frequency in urban areas.
What factors influence a Hyundai Kona's premium?
Vehicle classification, replacement value, place of residence, and driver profile all affect the premium, which ranges from $1301 to $2252 depending on the city.
How can I get a better premium for a Kona?
Comparing quotes from several insurers often reveals meaningful differences for the same profile, especially in cities where the average premium exceeds $1600.

No recent premium example was found for "HYUNDAI KONA".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this HYUNDAI KONA page

The premiums above cover every version of the HYUNDAI KONA, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
KONA 1.6T 4DR AWD 2018
KONA 4DR 2WD 2018
KONA 4DR AWD 2018
KONA ESSENTIAL 4DR 2WD 2019 - 2027
KONA ESSENTIAL 4DR AWD 2019 - 2027
KONA ESSENTIAL BEV 4DR 2WD 2020 - 2021
KONA LE N LINE 4DR 2WD 2022
KONA LE PLUS 4DR 2WD 2022
KONA LIMITED 4DR 2WD 2024
KONA LUXURY 4DR AWD 2019 - 2027
KONA N 4DR 2WD 2022 - 2023
KONA N LINE 4DR 2WD 2023 - 2024
Show the 13 other versions

KONA N LINE 4DR AWD (2022 - 2026), KONA N LINE ULTIMATE 4DR AWD (2024 - 2027), KONA N LINE ULTIMATE BEV 4DR 2WD (2025), KONA PREFERRED 4DR 2WD (2019 - 2027), KONA PREFERRED 4DR AWD (2019 - 2027), KONA PREFERRED BEV 4DR 2WD (2019 - 2027), KONA PREFERRED SPORT 4DR AWD (2025), KONA SEL 4DR 2WD (2019 - 2022), KONA TREND 1.6T 4DR AWD (2019 - 2021), KONA ULTIMATE 1.6T 4DR 2WD (2019), KONA ULTIMATE 1.6T 4DR AWD (2019 - 2021), KONA ULTIMATE BEV 4DR 2WD (2019 - 2025), KONA URBAN EDITION 1.6T 4DR AWD (2021)


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