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KIA SPORTAGE Car Insurance

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The Kia Sportage is a versatile compact SUV valued for its strong value proposition, generous interior space, and competitive warranty. It appeals to families and urban drivers seeking a practical, well-equipped, and affordable vehicle.

KIA SPORTAGE CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Kia Sportage fluctuate: after a sharp drop from $1876 to $1067 between 2021 and 2022, they climb progressively to $1733 in 2025, before easing slightly to $1656 in 2026.

To find the best insurance for your KIA SPORTAGE vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SPORTAGE cost in Quebec?

The highest premium is found in Montreal ($2486), followed by Longueuil ($1899) and Terrebonne ($1789), while Lévis ($1275) and Drummondville ($1341) show the lowest amounts among the 15 cities compared.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1671.87
DRUMMONDVILLE $1341.06
GATINEAU $1651.50
LAVAL $1763.54
LÉVIS $1275.07
LONGUEUIL $1898.65
MONTRÉAL $2485.87
QUÉBEC $1538.78
REPENTIGNY $1655.73
Saguenay $1556.73
SAINT-JEAN-SUR-RICHELIEU $1403.96
SAINT-JÉRÔME $1650.69
SHERBROOKE $1610.94
TERREBONNE $1788.59
TROIS-RIVIÈRES $1565.08

Frequently asked questions (FAQ)

How much does insurance cost for a Kia Sportage?
The average premium for the Kia Sportage varies by year, ranging from $1067 in 2022 to $1876 in 2021, with a value of $1656 recorded in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the Sportage's premium vary so much between 2021 and 2022?
The premium dropped from $1876 to $1067 between 2021 and 2022, a notable decrease that may reflect insurance market adjustments or changes in the model's risk profile during that period.
Which city has the highest insurance cost for a Kia Sportage?
Based on the data provided, Montreal shows the highest premium at $2486, well above other compared cities like Lévis ($1275).
Where is the Kia Sportage cheapest to insure?
Lévis ($1275) and Drummondville ($1341) show the lowest average premiums among the 15 cities provided.
What factors influence a Kia Sportage's insurance premium?
Model year, claims frequency, parts costs, and the driver's city of residence all influence the premium, which has ranged between $1067 and $1876 across the years.
How can I lower my premium for a Kia Sportage?
Comparing quotes from multiple insurers and choosing a deductible suited to your profile remain the most effective ways to secure a favorable premium.

Offers received by our customers on KIA SPORTAGE cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026