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LEXUS ES 300 Car Insurance

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The Lexus ES 300 is a mid-size luxury sedan known for its plush comfort, reliability, and refined finish. It appeals to drivers seeking a smooth ride and upscale image without the sportier edge of its German rivals.

LEXUS ES 300 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the Lexus ES 300 fluctuate significantly, rising from $825 in 2022 to a peak of $2107 in 2025, then declining to $1495 in 2026. This notable variation suggests shifts in risk profile or available data rather than a stable linear trend.

To find the best insurance for your LEXUS ES 300 vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS ES 300 cost in Quebec?

Premiums for the Lexus ES 300 vary widely by city: Montreal ($1153) and Laval ($1112) show the highest amounts, while Terrebonne ($183) and Saint-Jean-sur-Richelieu ($155) show notably lower premiums, with Quebec City ($323) sitting in a lower-mid range.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $1389.73
MONTRÉAL $1153.43
QUÉBEC $322.64
SAINT-JEAN-SUR-RICHELIEU $155.23
TERREBONNE $183.12

LEXUS ES 300 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
LEXUS ES 300 2025 $2213.49
LEXUS ES 300 2024 $1943.52
LEXUS ES 300 2023 $1622.47
LEXUS ES 300 2022 $1318.75
LEXUS ES 300 2021 $1672.22
LEXUS ES 300 2020 $2117.14
LEXUS ES 300 2019 $1820.59
LEXUS ES 300 2017 $2788.22
LEXUS ES 300 2015 $1107.50
LEXUS ES 300 2014 $1328.31
LEXUS ES 300 2013 $1687.71
LEXUS ES 300 2003 $379.64
LEXUS ES 300 2002 $424.15

Frequently asked questions (FAQ)

How much does auto insurance cost for a Lexus ES 300?
In 2026, the average premium for a Lexus ES 300 is $1495. This amount has fluctuated significantly over the years, peaking at $2107 in 2025.
Have Lexus ES 300 premiums changed a lot over the years?
Yes. Between 2022 and 2026, the average premium rose from $825 to a peak of $2107 in 2025, then dropped to $1495 — a less linear pattern than a simple gradual increase.
Which city offers the lowest insurance cost for a Lexus ES 300?
Based on the data provided, Saint-Jean-sur-Richelieu ($155) and Terrebonne ($183) show the lowest average premiums for this model.
Why does the premium vary so much between cities?
Montreal ($1153) and Laval ($1112) show notably higher premiums than Terrebonne ($183) or Saint-Jean-sur-Richelieu ($155), reflecting differences in traffic density and claim frequency.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a Lexus ES 300?
Replacement value, parts costs, theft frequency, and the driver's location all influence the premium, which has ranged between $825 and $2107 across the years.
How can I get a better premium for my Lexus ES 300?
Comparing quotes from several partner insurers remains the best way to identify a more favorable premium for the same driver profile and vehicle.

Offers received by our customers on LEXUS ES 300 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

Versions covered by this LEXUS ES 300 page

The premiums above cover every version of the LEXUS ES 300, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
ES 300 4DR 2001 - 2003
ES 300h 4DR 2013 - 2025

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LEXUS ES 300 by city

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