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LEXUS NX300 Car Insurance

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The Lexus NX300 is a compact luxury SUV combining refined finishes, well-known reliability, and advanced technology. Positioned between urban comfort and everyday practicality, it appeals to drivers seeking a quiet ride and premium image without sacrificing versatility.

LEXUS NX300 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Lexus NX300 fluctuate significantly, dropping from $6138 in 2021 to $1782 in 2022, then $1419 in 2023, before rising again to $2005 and $2015 in 2024 and 2025, and settling at $1778 in 2026. This volatility makes it difficult to identify a stable long-term trend.

To find the best insurance for your LEXUS NX300 vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS NX300 cost in Quebec?

The highest premiums for the NX300 are found in Sherbrooke ($4987), Montreal ($2735), and Terrebonne ($2601), while Saguenay ($1127), Repentigny ($1314), and Lévis ($1401) show the lowest amounts. The gaps between the provided cities are especially pronounced.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1831.02
LAVAL $1781.12
LÉVIS $1400.89
LONGUEUIL $1904.28
MONTRÉAL $2735.23
QUÉBEC $2125.32
REPENTIGNY $1314.49
Saguenay $1127.34
SAINT-JÉRÔME $1712.94
SHERBROOKE $4987.31
TERREBONNE $2600.63

Frequently asked questions (FAQ)

How much does insurance cost for a Lexus NX300?
The average premium for a Lexus NX300 has varied widely, from $6138 in 2021 to $1419 in 2023, settling around $2015 in 2025 and $1778 in 2026 based on available data.
Why did the NX300 premium fluctuate so much between 2021 and 2026?
The significant swings, including the $6138 peak in 2021, may reflect changes in the data sample, repair costs, or the insured driver profile during that period.
Which city has the highest insurance cost for the NX300?
Based on the data provided, Sherbrooke shows the highest premium at $4987, followed by Montreal ($2735) and Terrebonne ($2601).
Where is the NX300 cheapest to insure?
Saguenay ($1127), Repentigny ($1314), and Lévis ($1401) show the lowest average premiums among the provided cities.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a Lexus NX300?
Replacement value, specialized parts costs, city of residence, and driver profile all influence the premium, which can vary considerably from one region to another.
How can I lower my premium for a NX300?
Comparing quotes from several partner insurers remains the most effective way to find the best price, especially given the significant differences observed between cities.

Offers received by our customers on LEXUS NX300 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026