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LEXUS IS 250 2009 Car Insurance

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The 2009 Lexus IS 250 is a compact luxury sedan blending Japanese refinement with sporty handling. Powered by a smooth, quiet V6, it appeals to drivers seeking premium comfort and reliability in an accessible sport-sedan package.

LEXUS IS 250 2009 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2009 Lexus IS 250 fluctuate significantly, rising from $1931 to a peak of $9920 in 2022, dropping to $838 in 2023, then gradually climbing back to $1457 by 2026. This volatility suggests occasional spikes rather than a stable trend.

To find the best insurance for your LEXUS IS 250 2009 vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS IS 250 2009 cost in Quebec?

Among the cities provided, Montreal shows the highest average premium ($1958), followed by Saint-Jean-sur-Richelieu ($900) and Laval ($734), while Sherbrooke posts the lowest amount ($452). The gap between Montreal and Sherbrooke exceeds $1500.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $733.79
MONTRÉAL $1957.64
SAINT-JEAN-SUR-RICHELIEU $900
SHERBROOKE $452.35

Frequently asked questions (FAQ)

How much does it cost to insure a 2009 Lexus IS 250?
The average premium for a 2009 Lexus IS 250 stands at $1457 in 2026, after experiencing sharp fluctuations, including an unusual spike to $9920 in 2022.
Why did the premium for the 2009 Lexus IS 250 fluctuate so much?
The data shows a marked increase to $9920 in 2022, followed by a drop to $838 in 2023. These swings may reflect changes in policyholder profiles or isolated claims rather than a general trend.
Which city offers the lowest insurance cost for a 2009 Lexus IS 250?
Based on the data provided, Sherbrooke shows the lowest premium ($452), followed by Laval ($734), far below the $1958 seen in Montreal.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2009 Lexus IS 250?
The vehicle's age, cost of luxury parts, local claim frequency, and driver profile all influence the premium, which has ranged between $838 and $9920 depending on the year.
Why is Montreal's premium higher than Sherbrooke's?
Urban density, traffic volume, and claim frequency in Montreal ($1958) explain the significant gap compared to the less dense Sherbrooke region ($452).
How can I reduce the insurance cost for a 2009 Lexus IS 250?
Comparing multiple insurer quotes, especially in higher-premium regions, often helps identify better options suited to this model.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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