LEXUS IS 500 Car Insurance

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The Lexus IS 500 is a premium sport sedan powered by a naturally aspirated V8, a rarity in its segment. It combines luxury, performance, and the brand's signature reliability, appealing to drivers seeking a refined and exclusive sporty experience.

LEXUS IS 500 CAR INSURANCE RATES SINCE 2023.

From 2023 to 2026, premiums for the Lexus IS 500 fluctuate irregularly, moving from $3114 in 2023 to $2712 in 2024, rising again to $3167 in 2025, then dropping to $1513 in 2026. This volatility may reflect a limited data sample for this specific model.

To find the best insurance for your LEXUS IS 500 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your LEXUS IS 500

How much does insurance for your LEXUS IS 500 cost in Quebec?

A marked gap is observed between the two cities provided: Laval shows a significantly higher average premium ($6159), while Saint-Jérôme presents a much lower amount ($1667) for the Lexus IS 500.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
SAINT-JÉRÔME	$1667.16

LEXUS IS 500 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year	Average premium
LEXUS IS 500 2025	$2294.38
LEXUS IS 500 2024	$1738.16
LEXUS IS 500 2023	$3750.18

Frequently asked questions (FAQ)

How much does it cost to insure a Lexus IS 500?

The average premium varies by year, ranging from $3114 in 2023 to $1513 in 2026, with a peak of $3167 in 2025. These variations reflect a limited data sample for this specific model.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why does the Lexus IS 500 premium vary so much year to year?

Since the model is relatively recent and less common, available data is limited, which may explain the notable fluctuations between $3114 in 2023 and $1513 in 2026.

Why does the premium differ so much between Laval and Saint-Jérôme?

Based on the data provided, the average premium in Laval ($6159) is much higher than in Saint-Jérôme ($1667), which may be explained by differences in urban density, claim frequency, and driver profiles.

What factors influence the premium for a Lexus IS 500?

Its V8 engine, sporty classification, and higher replacement parts costs are among the main factors influencing this model's premium.

How can I reduce insurance costs for a Lexus IS 500?

Comparing quotes from several insurers, especially given the significant differences observed between cities, remains the best way to secure a competitive price.

Offers received by our customers on LEXUS IS 500 cars

LEXUS IS 500 2025

A Man from Blainville

$2452 /year

Premium computed in April 2025

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

Model version by year

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LEXUS IS 500 by city

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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