LEXUS LS 460 Car Insurance

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The Lexus LS 460 is a full-size luxury sedan built around plush comfort, hushed cabin quietness, and technological refinement. Positioned against German rivals, it targets buyers seeking reliability and understated prestige for long-distance driving.

LEXUS LS 460 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Lexus LS 460 fluctuate significantly, rising from $498 in 2021 to $1731 in 2025, then declining to $1460 in 2026. This notable variability suggests a limited data sample rather than a steady, continuous trend.

To find the best insurance for your LEXUS LS 460 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your LEXUS LS 460

How much does insurance for your LEXUS LS 460 cost in Quebec?

Based on the available data, the average premium is slightly higher in Saint-Jean-sur-Richelieu ($1305) than in Trois-Rivières ($1289), a minimal difference between the two cities provided.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
SAINT-JEAN-SUR-RICHELIEU	$1304.73
TROIS-RIVIÈRES	$1289.03

LEXUS LS 460 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year	Average premium
LEXUS LS 460 2010	$1434.94

Frequently asked questions (FAQ)

How much does it cost to insure a Lexus LS 460?

Based on available data, the average premium has varied significantly, moving from $498 in 2021 to $1731 in 2025, then to $1460 in 2026, reflecting notable fluctuation rather than a fixed cost.

Does the LS 460's premium show a clear upward trend?

Not really. The data shows marked year-to-year variation, peaking in 2025 ($1731) and declining in 2026 ($1460), making a linear trend difficult to confirm.

Where is the LS 460 cheaper to insure?

Between the two cities provided, Trois-Rivières ($1289) shows a slightly lower premium than Saint-Jean-sur-Richelieu ($1305).

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.

Why can premiums for a Lexus LS 460 vary so much?

Its luxury-vehicle status, high replacement value, and specialized parts costs can create significant differences depending on the insurer and driver profile.

How can I get the best premium for an LS 460?

Comparing quotes from multiple insurers remains the most reliable approach for a luxury vehicle like the LS 460, whose premiums vary considerably depending on context.

Offers received by our customers on LEXUS LS 460 cars

LEXUS LS 460 2014

A Woman from Saint-Léonard

$2108 /year

Premium computed in January 2021

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 09/05/2026

Versions covered by this LEXUS LS 460 page

The premiums above cover every version of the LEXUS LS 460, so that each average rests on enough quotes. Here are the versions this page includes.

Version	Model years
LS 460 4DR	2007 - 2015
LS 460 4DR AWD	2009 - 2017
LS 460L 4DR	2007 - 2016
LS 460L 4DR AWD	2009 - 2017

Model version by year

Explore other car insurance premiums

LEXUS LS 460 by city

Other Lexus models

Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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