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LEXUS NX250 Car Insurance

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The Lexus NX250 is a compact luxury SUV combining refined comfort, well-known reliability, and advanced technology. It appeals to urban drivers seeking a premium experience in a practical format, without sacrificing everyday driving enjoyment.

LEXUS NX250 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the Lexus NX250 rise sharply from $1034 to $2695 in 2024, before declining to $2667 in 2025 and $2397 in 2026. This pattern suggests a stabilization following a period of steep cost increases.

To find the best insurance for your LEXUS NX250 vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS NX250 cost in Quebec?

Based on the data provided, Montreal shows the highest premium ($3743), followed by Lévis ($2124) and Sherbrooke ($1958), while Brossard ($985) and Laval ($1645) show the lowest amounts for the NX250.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $984.61
LÉVIS $2123.88
MONTRÉAL $3743.06
QUÉBEC $1948.39
SHERBROOKE $1958.2

LEXUS NX250 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
LEXUS NX250 2025 $3181.24
LEXUS NX250 2024 $2642.04
LEXUS NX250 2023 $2255.19
LEXUS NX250 2022 $1807.35

Frequently asked questions (FAQ)

How much does insurance cost for a Lexus NX250?
In 2026, the average premium for a Lexus NX250 is $2397, down from $2695 recorded in 2024, according to available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is required to drive a road vehicle on public roads.
Why has the NX250 premium varied so much between 2022 and 2026?
The premium rose from $1034 in 2022 to $2695 in 2024, then declined to $2397 in 2026, likely reflecting insurance market adjustments and shifts in vehicle value.
Where is the NX250 cheapest to insure?
Based on the data provided, Brossard ($985) and Laval ($1645) show the lowest average premiums for this model.
Why does Montreal show a much higher NX250 premium?
At $3743 on average, Montreal stands out significantly from the other cities provided, which may be explained by traffic density and higher claim frequency in urban areas.
What factors influence the premium of a Lexus NX250?
High replacement value, specialized parts costs, and its luxury SUV classification contribute to premiums generally above the market average.
How can I reduce my insurance premium for an NX250?
Comparing quotes from multiple insurers and bundling auto and home insurance are effective ways to lower costs, especially for a vehicle whose premium varies so much by city.

Offers received by our customers on LEXUS NX250 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this LEXUS NX250 page

The premiums above cover every version of the LEXUS NX250, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
NX250 4DR 2WD 2023 - 2025
NX250 4DR AWD 2022 - 2025

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LEXUS NX250 by city

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