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MAZDA MX-5 2016 Car Insurance

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The 2016 Mazda MX-5 is a lightweight, agile roadster known for pure driving enjoyment and exceptional handling. An icon of the accessible sports car segment, it appeals to enthusiasts who value agility over raw power.

MAZDA MX-5 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2016 Mazda MX-5 fluctuate significantly, moving from $323 to $415, then dropping to $289, before climbing to $706 in 2024 and settling between $508 and $567 in 2025 and 2026. This variability suggests strong sensitivity to yearly factors rather than a clear linear trend.

To find the best insurance for your MAZDA MX-5 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MX-5 2016 cost in Quebec?

Based on the data provided, Longueuil shows the highest premium ($1022), followed by Drummondville ($971), while Saguenay stands out with a notably lower premium ($380).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $971.3
LONGUEUIL $1021.93
Saguenay $379.81

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Mazda MX-5?
The average premium for a 2016 Mazda MX-5 varies considerably by year, ranging from $289 to $706 between 2021 and 2026, reaching $567 in 2026.
Why does the 2016 MX-5 premium vary so much year to year?
The fluctuations seen, from $289 in 2023 to $706 in 2024, may reflect changes in insured driver profiles, claim frequency, or insurer adjustments rather than a stable vehicle trend.
Which city offers the lowest insurance cost for a 2016 MX-5?
Based on the data provided, Saguenay shows the lowest premium at $380, compared to $971 in Drummondville and $1022 in Longueuil.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a sports car like the MX-5?
Sports classification, parts costs, driver profile, and city of residence directly influence premiums, which can vary significantly between regions.
How can I get the best price to insure a 2016 MX-5?
Comparing quotes from several insurers remains the most effective approach, especially for a sports car where price differences between cities can exceed $600.

Offers received by our customers on MAZDA MX-5 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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