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MAZDA MX-5 2016 Car Insurance

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The 2016 Mazda MX-5 Miata is a lightweight, agile roadster known for pure driving enjoyment and balanced rear-wheel-drive handling. Compact and affordable, it appeals to driving enthusiasts seeking an authentic everyday convertible experience.

MAZDA MX-5 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 Mazda MX-5 Miata fluctuate significantly, rising from $323 in 2021 to a peak of $706 in 2024, then dropping to $508 in 2025 before climbing again to $567 in 2026. This volatility makes it difficult to identify a clear linear trend.

To find the best insurance for your MAZDA MX-5 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MX-5 2016 cost in Quebec?

Among the provided cities, Longueuil shows the highest premium ($1022), followed by Drummondville ($971), while Saguenay stands out with a notably lower amount ($380) for the 2016 Mazda MX-5 Miata.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $971.3
LONGUEUIL $1021.93
Saguenay $379.81

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Mazda MX-5 Miata?
The average premium for a 2016 Mazda MX-5 Miata varies considerably by year, ranging from $289 in 2023 to $706 in 2024, with a value of $567 in 2026.
Do premiums for the 2016 MX-5 Miata rise steadily?
No. Data from 2021 to 2026 shows significant fluctuations rather than a constant increase, with successive drops and rebounds across the years.
Which city offers the lowest insurance cost for the 2016 MX-5 Miata?
Among the cities provided, Saguenay shows the lowest premium ($380), well below Drummondville ($971) and Longueuil ($1022).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why can the MX-5 Miata's premium vary so much year to year?
Roadsters like the MX-5 are classified under a specific risk profile, and premium swings can reflect changes in claims statistics or insurer policies.
What factors influence the insurance premium for a 2016 MX-5 Miata?
Vehicle age, sports-car classification, parts value, and the driver's region all directly influence the premium amount.
How can I lower my premium for a 2016 Mazda MX-5 Miata?
Comparing quotes from several insurers and evaluating different cities or coverage options can help find the most favorable premium for this model.

Offers received by our customers on MAZDA MX-5 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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