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MAZDA MX-5 2021 Car Insurance

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The 2021 Mazda MX-5 is a lightweight, agile roadster celebrated for pure driving enjoyment and exceptional handling. Compact and affordable, it appeals to enthusiasts seeking an accessible sports car for everyday use, free from bulky engines and excess weight.

MAZDA MX-5 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2021 Mazda MX-5 show an overall downward trend, moving from $1068 to $433, despite some intermediate fluctuations ($687 in 2022, $741 in 2024). This decrease suggests insurance costs for this model are stabilizing over time.

To find the best insurance for your MAZDA MX-5 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MX-5 2021 cost in Quebec?

Among the cities provided, Longueuil shows the highest premium ($864), followed by Terrebonne ($506), while Gatineau ($460) and Laval ($425) show the lowest amounts for the 2021 MX-5.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $460.47
LAVAL $424.83
TERREBONNE $505.76

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Mazda MX-5?
The average premium for a 2021 Mazda MX-5 varies by year, ranging from $1068 in 2021 to $433 in 2026, with intermediate fluctuations like $741 in 2024.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why has the MX-5's premium decreased since 2021?
The average premium dropped from $1068 in 2021 to $433 in 2026, which may reflect a more stabilized risk profile and better actuarial understanding of the model over time.
Which city offers the lowest insurance cost for a 2021 MX-5?
Based on the data provided, Laval ($425) and Gatineau ($460) show the lowest average premiums compared to Longueuil ($864).
Why is the MX-5 considered a sports vehicle for insurance purposes?
Its roadster classification, rear-wheel-drive layout, and dynamic driving profile influence premium calculations, despite its compact size and modest engine.
How can I lower my premium for a 2021 MX-5?
Comparing quotes from several insurers and bundling auto and home insurance remain effective ways to reduce costs for this type of sports vehicle.

Offers received by our customers on MAZDA MX-5 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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