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MAZDA MX-5 2022 Car Insurance

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The 2022 Mazda MX-5 is a lightweight, agile roadster known for its pure driving feel and driver engagement. Compact and accessible, it appeals to enthusiasts seeking an affordable convertible sports car.

MAZDA MX-5 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2022 Mazda MX-5 fluctuate noticeably, dropping from $818 to $434 in 2023, then climbing gradually to $1036 by 2026. This variability reflects significant swings in the available data rather than a stable linear trend.

To find the best insurance for your MAZDA MX-5 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MX-5 2022 cost in Quebec?

City differences are pronounced for the 2022 MX-5: Gatineau shows the highest premium ($2660), followed by Montreal ($1869), while Saint-Jean-sur-Richelieu stands out with a notably lower premium ($493).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $2659.62
SAINT-JEAN-SUR-RICHELIEU $493.42

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Mazda MX-5?
The average premium for a 2022 Mazda MX-5 ranged from $434 to $1036 depending on the year, reaching $741 in 2025 and $1036 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the 2022 MX-5 premium vary so much year to year?
Premiums fluctuate from $818 in 2022 to $434 in 2023, then climb back to $1036 in 2026. These swings may reflect changes in insured driver profiles or observed claim frequency.
Which city has the highest insurance cost for the 2022 MX-5?
Based on the data provided, Gatineau shows the highest premium at $2660, compared to $1869 in Montreal and just $493 in Saint-Jean-sur-Richelieu.
Why can a sports car like the MX-5 cost more to insure?
The MX-5's sporty classification, rear-wheel drive, and dynamic driving profile can push premiums up, though its light, compact build sometimes keeps costs lower than other sports cars.
How can I lower my insurance premium for a 2022 MX-5?
Comparing quotes from several insurers, especially given the sharp differences between cities like Gatineau and Saint-Jean-sur-Richelieu, can reveal meaningful savings for the same driver profile.

Offers received by our customers on MAZDA MX-5 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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