MITSUBISHI LANCER 2012 Car Insurance

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The 2012 Mitsubishi Lancer is a versatile compact sedan appreciated for its mechanical reliability and practical everyday size. Affordable and economical, it suits drivers looking for a budget-friendly used vehicle that's easy to maintain, whether for city driving or longer trips.

MITSUBISHI LANCER 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2012 Mitsubishi Lancer decline overall, moving from $1303 to $547. After a notable drop through 2023 ($870), premiums stabilize around $872 in 2024 before falling again in 2025 ($848) and 2026 ($547), reflecting the vehicle's ongoing depreciation.

To find the best insurance for your MITSUBISHI LANCER 2012 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your MITSUBISHI LANCER 2012 cost in Quebec?

Premiums for the 2012 Lancer are highest in Montreal ($1730) and Sherbrooke ($1248), while Saint-Jean-sur-Richelieu ($158), Laval ($520), and Terrebonne ($347) post the lowest amounts. Differences between cities are especially pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$1028.39
GATINEAU	$608.87
LAVAL	$519.81
LÉVIS	$622.19
MONTRÉAL	$1730.16
QUÉBEC	$859.92
REPENTIGNY	$695.42
Saguenay	$949.39
SAINT-JEAN-SUR-RICHELIEU	$157.50
SAINT-JÉRÔME	$706.26
SHERBROOKE	$1247.50
TERREBONNE	$346.51
TROIS-RIVIÈRES	$618.71

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2012 Mitsubishi Lancer?

The average premium for a 2012 Mitsubishi Lancer varies by reference year, moving from $1303 in 2021 to $547 in 2026, a decline linked to the vehicle's depreciation over time.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Why has the Lancer 2012 premium dropped so much since 2021?

The vehicle's increasing age reduces its replacement value, which lowers premiums — down from $1303 in 2021 to $547 in 2026.

Which city offers the lowest insurance cost for a 2012 Lancer?

Based on the data provided, Saint-Jean-sur-Richelieu ($158), Terrebonne ($347), and Laval ($520) post the lowest average premiums for this model.

Why is the premium so high in Montreal compared to other cities?

At $1730, Montreal shows the highest premium among the studied cities, a gap tied to urban density and claim frequency, compared to cities like Saint-Jean-sur-Richelieu ($158).

What factors influence the premium for a 2012 Mitsubishi Lancer?

Vehicle age, claims history, the driver's city of residence, and driving profile all affect the final premium, which ranges widely between $158 and $1730 depending on the city studied.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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